u/Electrical-Radish-86

Open US bank account remotely

Hello. I was wondering, how I could open an American bank account while living in China? I have a Chinese account but closed out my American account before coming here (I know, a mistake). Anyway, are there any banks that allow opening remotely or would I physically have to be there? Mostly need a bank account in the US to start paying off student loans. they require an American bank account to pay them off.

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u/Electrical-Radish-86 — 7 hours ago

Streamline process?

Greetings. I am an American living in China doing the teaching gig. I have done it for the last ten years. I didn’t make a lot money each year…the first and second year I was getting a salary of 6,500rmb a year. I got more after when switching schools. Regardless, I didn’t file taxes because I thought the salary was too low. I wasn’t too bright (and still not) about tax situations when living abroad.

Now that I am reading these things on here and elsewhere, it seems I should have been filing taxes. could I get back on track with streamlining my taxes? I also read about fbar filing, although I dont think I had 10,000 dollars in my Chinese account at one time. Maybe once.

Overwll, I feel this is a big deal now. I now make 18k rmb per month. I should hire a tax expert for expats to help me with this.

on top of that, if I had done part time work, I have to claim that also with the irs but I don’t have that information since it was just a once in awhile thing.

Just seeing what my options are, thank you!

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u/Electrical-Radish-86 — 8 hours ago

How to explain past

Question about how I can explain to employers a sort of mistake I had made along my career path. I enrolled in a masters program. I did everything but the thesis. I missed out on the thesis because I was behind. I couldn’t finish it. The school had to dismiss me since I couldn’t make the deadline. So I had to leave the program with that “blemish” on my record. I have a B.A., so I am employable, I enrolled in the program when I was almost 40 years old, and had about 15 years of employment before that. I had no job when I was going to school because my company was bought out by another and was given notice. I enrolled in the graduate program because it might have enhanced my chances of another job. But in reality, I dont actually need it.

The question I have would be how to explain it to future employers? It was a program for environmental studies, but I worked in publishing most of my career. I don’t think I even need it but it would show up that I did most of the coursework but not the thesis project. so I didn’t complete the program. I don’t want to delete the experience from my resume because they would know about it eventually. I mean it’s not a big deal in the end, but I would want to be clean about my academic and work history. what do you think? would it be a scar that I didn’t complete a masters program and was disqualified from the program? Would they think I’m incompetent for that to happen or would they not care so much?

Thanks!

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u/Electrical-Radish-86 — 23 days ago