u/Electrical_Nail1875

My MIL is being scammed

Hi everyone,

My mother-in-law (74) has fallen for scammers. She gave them her debit card inform and they stole her Social Security check for May.

She's not talking to either my husband (55) or I (58) because she's also started thinking she's talking to Keanu Reeves and Elon Musk.....she has had hallucinations thinking God and angels are talking to her and telling her she's the chosen one.

She's mad at me because I advised her doctor of her mental status changes. She's mad at my husband for various reasons but also because he got very frustrated with her about her nonsense about Keanu Reeves.

Her friend and I chat since my MIL still talks with her over the phone. This is how I'm updated about my MIL's latest nonsense.

She lives with her youngest son and essentially stays in her bedroom most of the time. She has NO MONEY thanks to the scammers and the car she somehow managed to buy isn't registered because she is broke. My husband has rescued her financially DOZENS of times (payday loans, bailing her out of jail, she lived with him for almost 9 years). He has essentially washed his hands of her.

Her friend asked me to try and reach out to my MIL without letting on that I know that the scammers took her retirement check. I'm hoping she'll ask me to give her a ride to the bank so she can open a new acct.

I also feel that her friend is alluding that my husband should give his mom money to get her car registered. I don't think it's a good idea based solely on the fact that she is experiencing mental status changes. And I doubt my husband will give her money for anything at this point.

Just to give you a little more information about my MIL and her lack of financial maturity, she borrowed $7,000 from her friend about a year ago because she's gotten a title loan on the car my husband bought for her. She lost that car and owes her friend $7,000. She's always expected my husband to bail her out of all of her financial debacles and now that he's not, she's mad at him.

This is a real sh*tshow and I doubt my husband's mom is ever going to be responsible with her money.

That being said, I am still worried about her and the situation she's put herself in.

Not really looking for advice necessarily, just needed to vent.

This situation that my MIL has put herself into is tough and I honestly feel she's going to keep jeopardizing her financial situation.

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u/Electrical_Nail1875 — 1 day ago

SIE exam 2nd try

Tomorrow I will take the SIE exam for the second time. The first time I received a 68% and today I took a practice exam and scored a 72.5%. But then on my Kaplan Q Bank practice exams and other online practice exams I'm scoring anywhere from 60% all the way up to 100%. I'm still pretty weak in certain subject matters and I'm sitting here taking practice quizzes and crying off and on just out of complete stress. Trying not to crash out but my husband keeps making comments like either oh I better pass it or he has no doubt that I'm passing it (he sometimes inadvertently says stupid things without meaning to). I want to pass this exam so badly but if so afraid that I'm going to miss it by just a couple of points.

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u/Electrical_Nail1875 — 15 days ago