Incoming Caribbean Med Students (2026–2027): How Are You Paying for School?

For anyone starting Caribbean med school in August 2026, January 2027, or anytime soon—especially SGU, but other schools too—how are you guys planning to pay for everything?

What does your financial aid package look like? Is it covering your full tuition and living expenses, or are you still expected to pay a significant amount out of pocket?

For those using private loans, were you able to qualify on your own? If not, how are you handling the cosigner situation, especially if you don’t have family members who can cosign?

Also, what are you doing to keep your expenses as low as possible while in school? Any scholarships, outside funding, or other options you’ve found that actually helped?

I’m trying to get a realistic idea of how incoming students are making the finances work.

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u/Electrical_Show7181 — 3 days ago

Low GPA + Late Application — Anyone Actually Get In?

Has anyone here with a low GPA and/or low MCAT score applied extremely late in the cycle (like December or January) and actually gotten into medical school?

If so, what’s your story? What were your stats, when did you apply, and where did you end up getting accepted?

reddit.com
u/Electrical_Show7181 — 3 days ago

Anyone accepted with mostly online prerequisites?

Hi everyone,

I'm a non-traditional pre-med student looking to complete my remaining prerequisites as quickly and affordably as possible. I'm specifically interested in hearing from people who actually completed online science prerequisites (including labs) and were later accepted to a U.S. medical school (MD or DO).

If that's you, I'd really appreciate if you could share:
- Where you took your online prerequisite courses (with labs)
- Which medical school(s) accepted those credits
- Whether you ran into any issues during the admissions process

I'm looking for real experiences from people who've successfully gone through this path.

Before anyone points it out: I am already well aware that many medical schools prefer or require in-person prerequisite courses and labs. I understand that. However, as a non-traditional student, I'm trying to complete my prerequisites in the most affordable and efficient way possible. If there are programs that have worked for others, I'd like to learn from those experiences rather than debate whether online coursework is ideal.

I also know that MSAR contains admissions information. I'm not asking because I haven't looked there.I'm asking because I'd like to hear firsthand experiences from people who have actually completed online prerequisites and successfully matriculated into a U.S. medical school.

Thanks in advance to anyone willing to share their experience.

reddit.com
u/Electrical_Show7181 — 3 days ago

Anyone Accepted with Mostly Online Prereqs?

Hi everyone,

I'm a non-traditional pre-med student looking to complete my remaining prerequisites as quickly and affordably as possible. I'm specifically interested in hearing from people who actually completed online science prerequisites (including labs) and were later accepted to a U.S. medical school (MD or DO).

If that's you, I'd really appreciate if you could share:
\- Where you took your online prerequisite courses (with labs)
\- Which medical school(s) accepted those credits
\- Whether you ran into any issues during the admissions process

I'm looking for real experiences from people who've successfully gone through this path.

Before anyone points it out: I am already well aware that many medical schools prefer or require in-person prerequisite courses and labs. I understand that. However, as a non-traditional student, I'm trying to complete my prerequisites in the most affordable and efficient way possible. If there are programs that have worked for others, I'd like to learn from those experiences rather than debate whether online coursework is ideal.

I also know that MSAR contains admissions information. I'm not asking because I haven't looked there.I'm asking because I'd like to hear firsthand experiences from people who have actually completed online prerequisites and successfully matriculated into a U.S. medical school.

Thanks in advance to anyone willing to share their experience.

reddit.com
u/Electrical_Show7181 — 3 days ago

Anyone Accepted with Mostly Online Prereqs?

Hi everyone,

I'm a non-traditional pre-med student looking to complete my remaining prerequisites as quickly and affordably as possible. I'm specifically interested in hearing from people who actually completed online science prerequisites (including labs) and were later accepted to a U.S. medical school (MD or DO).

If that's you, I'd really appreciate if you could share:
- Where you took your online prerequisite courses (with labs)
- Which medical school(s) accepted those credits
- Whether you ran into any issues during the admissions process

I'm looking for real experiences from people who've successfully gone through this path.

Before anyone points it out: I am already well aware that many medical schools prefer or require in-person prerequisite courses and labs. I understand that. However, as a non-traditional student, I'm trying to complete my prerequisites in the most affordable and efficient way possible. If there are programs that have worked for others, I'd like to learn from those experiences rather than debate whether online coursework is ideal.

I also know that MSAR contains admissions information. I'm not asking because I haven't looked there.I'm asking because I'd like to hear firsthand experiences from people who have actually completed online prerequisites and successfully matriculated into a U.S. medical school.

Thanks in advance to anyone willing to share their experience.

reddit.com
u/Electrical_Show7181 — 3 days ago