u/Elegant_Winner8048

Hey all,

Just came across this hedge fund subreddit - I've always been curious about the finance industry in general, as someone who doesn't work in finance.

I've been acquainted with people who work in the finance industry, some being hedge fund managers or even owners but whenever I ask about what they do or delve deeper into certain topics (e.g. investments, stocks, etc.), it feels like it isn't something that could be openly discussed amongst them so thought I would take this opportunity to ask on this subreddit.

- How do hedge funds work? What do they normally invest in?

- For equities, how are investment decisions made? Are they based on quantitive analysis or do you sometimes make investments following momentum/retail hype?

- How much of investment capital is allocated to one stock position? (Can you give me a rough idea on how a hedge fund investment portfolio would look like?)

And for you hedge fund owners out there - I would love to hear more about your stories & experiences.

- When & how did you decide to start your hedge funds?

- How did you manage to pool enough capital from other investors to start one?

- Was it difficult to start in the beginning?

- Are you personally invested in individual equities? (As hedge fund owners, are you subject to certain investing regulations) - Is your investment portfolio different to what is invested in your hedge fund?

Hey all, I've been trying to learn as much as I can about personal finance & investing but I seemingly find it a difficult topic to discuss for advice (I'm not sure if it's just me but people seem to be a bit guarded when talking about finance.)

I have been trying to learn as much as I can through books or online (e.g. Reddit, YouTube) - growing up, my family wasn't financially literate & still do not know how important it is to invest so I'm having to learn all this from scratch.

I have to admit, the amount of information you get regarding this topic can get overwhelming. I noticed the majority of personal finance content created tends to be more geared towards American investors though some concepts (e.g. investing in ETFs vs. stock picking) can be applied though I do wish to eventually be able to learn to pick own stocks.

I'm more of an ETF investor but did manage to put a tiny amount of money into the stock market picking individual stocks based on Reddit advice (e.g. NIO, PLTR, BLNK, PLUG, DDD, GME) during the pandemic as an experiment but can't help but deal with hindsight bias knowing that if I had taken more risk then, I would've made life changing money (What I've learned is the stock market rewards you handsomely if you take on outsized risk but you could equally get punished if you make a poor decision. Just like boxing.)- How do you deal with the investment choices you make?

Out of curiosity, I also have a few more questions to ask:

1. Is it common for locals to invest alongside their MPFs? What do they tend to go for in terms of asset allocation? Do they prefer picking their own stocks or just sticking with the ETF approach?
2. What is the general sentiment over crypto like in Hong Kong? With Hong Kong being pretty regulated on this, are they supportive or conservative about it? Would you recommend investing in it?

Hoping to get your two cents on this, any advice would be greatly appreciated, thanks!