Thinking of joining Sky?  

Sign up for Sky using a referral link and receive a voucher worth:  

• £100 for Sky Glass

• £50 for Sky Steam

• £40 for Sky broadband full fibre  

• £20 for Sky broadband superfast

• £25 for Sky Mobile Sim + Phone/Tablet

• £15 for Sky Mobile Sim only

Steps:

• Click on a referral link and accept cookies if asked. Here's mine 

• Enter your details

• Chose the service you want and sign up

• When your service has started and you have an account number: Look at your first email from Sky. Click the 'Let's do it' button, and enter your sky account number.

• You should receive the voucher within 45 days after your first bill.

The reward is a voucher which can be redeemed at the usual load of places, including supermarkets (easy option)

As with all contracts like this, they'll try and sneak the price up at the end of your contract, so if you're staying, set a reminder to renew your contract for a normal amount rather than the joke they will try and pull on you if you let them. Or switch to a different provider for their signup bonus and keep doing that every year or 2  

It's also a good idea to have a search as there can be good or better offers from Topcashback, Quidco or other sites.

Non ref link: www.sky.com

IG in an investment platform trying to entice new customers with a £50 welcome bonus.

How to get a free £50

• Open a new Stocks & shares ISA, GIA, or SIPP. Ask me for a link

• Deposit £50+

• Place your first trade within 3 months (any value)

• The bonus should arrive in 60 days

Users are technically able to refer people immediately, but neither of you will get the bonus unless they've been a customer for 3 months. So make sure you trust your referer.  

I opened my account in November 2025

3/5 referral slots still available.  

DM me for a link

Note: 

1. IG seem to want you to chase them for the bonus rather than paying it out automatically. So make a note of who's link you use, and when you do, as they will likely ask for those details.

2. Posting links on social media is against the terms so may mean you dont get the bonus.

Non ref link: www.IG.com/uk/

Wahed is an investment platform specialising in ethical investing. They make sure your money does not get invested in weapons, gambling, tobacco etc. 

All of it's funds are Shariah-compliant but you don't need to be Muslim to open an account.  

They have just removed the £3/month minimum fees so this is now suitable for taking advantage of. Fees are now 1% for portfolios under £250k 

   Steps for this offer:

1. Install the Wahed app

2. Enter a referral code as part of the sign up. Use nicirv1 (or anyone else's code)

3. Open a GIA (general investment account), chose your risk tolerance (i.e cautious) and deposit £100+ 

4. Leave your funds in the account for at least 90 days

5. Receive your £10 bonus.

nicirv1

They offer a stocks and shares ISA and a SIPP (but these don't count for the £10 welcome offer)

Optional: Refer a friend and receive £10

Expected fees for having a £100 balance for 1 year:

• In the very conservative fund:  £1.84

• In the moderately conservative fund:  £1.73 

• In the physical gold fund:  £1.27

• No fees for a balance of zero

Fees are deducted monthly (so a portion of the above amounts)

Non ref link: www.wahed.com

Oaknorth is a savings provider who have a referral programme running. 

Their rates are pretty good anyway, but they're adding a £30 bonus for new refer-a-friend customers.

Best accounts to choose from:  

• 3% AER Easy access tracker  

• 4.12% AER 95 Day notice account 

• 4.53% AER 12 month fixed rate cash ISA

Steps:  

1. Message me to get my personal details which you'll need for the form in step 2  

2. Fill in this form clicking on 'I was referred here' using my details as your referer

3. Open a savings account and deposit £1,000+ within 14 days

4. Hold that balance for at least 30 days

5. Receive the £30 reward after 60 days

Optional: You can now refer others for £30 each.

Note: there is an additional £10 to be earned if you open a second savings account and again deposit £1k into that for the same period.  

If your referee does that you will also earn another £10.

Non ref: www.oaknorth.co.uk

I've used a Lebara sim card for the last 5 years.

They offer:  

• Cheap 1 month rolling contracts

• 12 month contracts

• PAYG

• Use of the 5G Vodafone network

• Data roaming in Europe included

Example: I pay £4.50/month for 5GB data and it gives me all the phone calls and data I need.  

Sign up through a Referral link and get 50% off the first 3 months.

The PAYG sims are handy to have when doing a bank switch for the second time.

It's also a good idea to have a search as there's quite often good or better offers from MSE, comparison sites or cashback sites.

Non ref link (no bonus): www.lebara.co.uk

Wealthify is a robo-style investment platform, meaning you don't need to choose individual stocks or ETFs, you just choose your risk tolerance and they manage the fund automatically.

It took me 20 minutes to sign up and fund my account. The process is simple and you can refer others straight away for £50 a time!

They are offering £50 if you invest £1,000 or more for at least 6 months

1. Sign up using a referral link: https://invest.wealthify.com/refer/41988415

2. Open an Investment ISA (Stocks and shares ISA), GIA, Junior ISA, or Personal Pension. 

3. Choose a plan based on your risk tolerance 

4. Deposit at least £1,000 into your new investment plan and it will be invested. There's no option to leave it as 'cash' for this offer.

5. Leave it for 6 month and receive your £50 bonus paid into the account.

I will be keeping my account funded for the long term so my link will definitely work.

Non referral link (no bonus): www.wealthify.com

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Raisin is a digital savings and financial platform/app that offers a variety of savings accounts. They've operated in the UK for the last 7 years and are FCA regulated.

They are currently offering new customers a £100 bonus if they deposit £10,000+ in one of their accounts and keep it there for 12 months.  

You must maintain that minimum balance over that time span and not close your account early.

Steps for this offer:

1. Click here to get started and register your details:

2. Chose a savings account option that appeals to you. It needs to have a minimum term of 12 months.

3. Deposit at least £10,000 into the account

4. The bonus will be credited as cash within 28 days (but normally earlier) and can be withdrawn to your bank.

5. Leave the £10k for 12 months.

And now you can refer friends and family and get a £100 bonus for each!

NOTE: the qualifying amount needs to be held in only 1 of their accounts, not spread out.

Non ref link: www.raisin.co.uk

Zable are offering £10 free credit for new customers signing up through a referral link.

No ID was necessary for me but your mileage may vary. As with all banks/credit cards, a hard credit check will be done.

Fair warning:  

The interest rate on this credit card is very high, at 48.9%!  

So make sure you pay off the bill in full and on time so that you don't pay that crazy interest rate.

My advice would be to only use this card if you're sure you can always pay it off. Don't fall into the trap they want you to!

Steps for this offer:

1. Use a link to get started

2. Sign up and choose credit card (not loan)

3. Make 1 payment using the physical card.

4. Get £10 credit. Spend it

You can then refer others. It used to be £10 per referral but now it varies by user. It is either £20 or £30.  

Non referral link (no bonus): www.zable.co.uk

New customers only. Or if you have had your account less than 30 days, you can still apply the code and get the £50

1. Download the Chase UK app

2. Deposit at least £1,000 within 30 days

3. Ask me for your referral code here and enter it in the app

4. Recieve £50 into your Rewards account immediately

Chase is a great bank and is the best one for bank switches. So don't close your account afterwards.

Please don't comment referral codes in the comments as that is not allowed as per the pinned comment from the mods 👍

Terms: https://static.chase.co.uk/documents/gb/en/refer-a-friend-2-referee-terms-and-conditions/1.0.0.html

Zilch is a cross between a cashback earning and a buy-now-pay-later app.  

I signed up just for the bonus but the card gives 2% cashback on lots of shops, and links to your normal card, so I've been using it for all my shopping now!

Free £5 credit here  

You link your normal debit card to the app.

Before purchasing something in store or online you search the app to see if they offer cashback for that business. If they do, you click through and make your purchase, which will come out of your normal bank account. The cashback credit can be used on your next purchase.  

There's no hard credit check

Just don't be tempted to use their buy-now-pay-later option. That's what they want you to do, and that's how they make money out of you.  

So make money out of them and not the other way round.  I'll help with any questions you have :-) 

Steps:

1. Sign up here https://zilch.onelink.me/x8EV/7onktmjz

2. Verify your identity

3. Add virtual card to google/apple pay 

4. Change the default payment method from 'Pay over 6 weeks' to 'Pay now' so you don't get into debt

5. Receive your £5 credit within a month and half. It's normally quicker.

6. Refer others and receive £5

Non referral link (no bonus): www.zilch.com/uk

Thinking of signing up to Virgin Media?  

Bag yourself £50 by doing it via this refer-a-friend link:  https://aklam.io/geYtgr

Sign up using this link for either:  

• Broadband only:  £50  

• Broadband and landline:  £50  

• A bundle including TV:  £50  

• Mega volt bundle:  £50

Signing up over the phone? Quote referral code:  PHYLIQNX  

Wait at least 60 days for an email explaining how to withdraw. It can be to a bank account or paypal account.  

As with all contracts like this, they'll try and sneak the price up at the end of your contract, so if you're staying, set a reminder to renew your contract for a normal amount rather than the joke they will try and pull on you if you let them.  

It's also a good idea to have a search as there's quite often good or better offers from Topcashback or Quidco.

Follow this link: https://aklam.io/geYtgr

Non referral link (no bonus) www.virginmedia.co.uk

Thinking of signing up to Virgin Media?  

Bag yourself £50 by doing it via this refer-a-friend link:  https://aklam.io/geYtgr

Sign up using this link for either:  

• Broadband only:  £50  

• Broadband and landline:  £50  

• A bundle including TV:  £50  

• Mega volt bundle:  £50

   Signing up over the phone? Quote referral code:  PHYLIQNX  

Wait at least 60 days for an email explaining how to withdraw. It can be to a bank account or paypal account.  

   As with all contracts like this, they'll try and sneak the price up at the end of your contract, so if you're staying, set a reminder to renew your contract for a normal amount rather than the joke they will try and pull on you if you let them.  

It's also a good idea to have a search as there's quite often good or better offers from Topcashback or Quidco.

Follow this link: https://aklam.io/geYtgr

Non referral link (no bonus) www.virginmedia.co.uk

Wealthify is a robo-style investment platform, meaning you don't need to choose individual stocks or ETFs, you just choose your risk tolerance and they manage the fund automatically.

It took me 20 minutes to sign up and fund my account. The process is simple and you can refer others straight away for £50 a time!

They are offering £50 if you invest £1,000 or more for at least 6 months

1. Sign up using a referral link: https://invest.wealthify.com/refer/41988415

2. Open an Investment ISA (Stocks and shares ISA), GIA, Junior ISA, or Personal Pension. 

3. Choose a plan based on your risk tolerance 

4. Deposit at least £1,000 into your new investment plan and it will be invested. There's no option to leave it as 'cash' for this offer.

5. Leave it for 6 month and receive your £50 bonus paid into the account.

I will be keeping my account funded for the long term so my link will definitely work.

Non referral link (no bonus): www.wealthify.com

The best time to start a pension pot is 20 years ago - the next best time is today.

Easy £25 into a new pension pot for depositing £25 into it yourself.

Your future self will appreciate it.  You can then transfer it all out to a different provider, or...

You can refer others for £25 a pop. Bear in mind that as this is a pension, you won't be able to withdraw the money until you retire. 

Steps:

1. Sign up using this link: Free £25 into your pension

2. When it asks about searching for previous pensions you can click 'skip' and add cash instead.

3. Top up with £25 if you're just in it for the freebie. Only add a recurring payment if you're intending on using this pension provider going forward.

4. The first £20 will credit your account within 10 working days. The other £5 is from the government and takes about 3 months.

5. Now just leave it or transfer your new pension to your main one.

Non referral link (no bonus) www.getpenfold.com