u/Emotional-Context-65

https://preview.redd.it/p645zyodss4h1.jpg?width=800&format=pjpg&auto=webp&s=4dbe286b57f554b9058b6f0934f80c1c66ae2e18

It would be my first time sa laser. I'm tired of shaving every week haha I used to do waxing but 'di ko na-maintain.

May nakapag avail na ba nito? Best deal ba ito? Ano difference niyang dalawa haha sorry na i'm new to this 😄

Hi! Hingi lang ako ng opinion niyo sa mga cc na meron ako. gusto ko sana i-limit na lang sa 2 credit cards ang meron ako.

Heto yung mga active ccs ko:

1. BPI Rewards- 400k+ (w/ madness) limit

- my first one; kaya 'di ko ma let go haha

2. BDO Shopmore- 490k limit

- may offer sila for AMEX Explorer and gusto ko sana i-consider kasi I travel din

3. Eastwest Visa Platinum- 150k limit

- nagagamit ko lang siya 'pag may offer na credit to cash

4. UB Gold & UB Classic- 50k and 18k respectively

- dito ako naiinis kasi ang liit ng limit pero 2,500 annual fee??? hahaha not sure kung sa gold or classic yun or both LOL

5. Atome- 100k limit

- nagagamit ko lang pag may order ako sa tiktok w/c is very seldom

6. RCBC & HSBC- not activated but charging me the annual fee?? (i don't pay them ofc)

Well ang concern ko talaga is yung nos. 1-4 ay lahat may annual fee and hassle for me na ipa-waive siya always kaya binabayaran ko na lang lol Let me know po kung may suggestions kayo. I'm also considering na mag apply for NAFFL Cards (after ko siguro magtanggal sa mga 'yan hehe) if may suggestions din kayo hihi

THANK YOU SO MUCH IN ADVANCE.