Can buying a Tesco gift card meet the £200 spend requirement for Lloyds bank transfer?
I need to spend £200 within the next few days on my new Lloyds debit card to qualify for their £500 switch offer. I plan on just buying retail gift cards like Tesco and then using them later. Has a bank ever declined payments because of these? These are their terms and conditions:
Spend £200 on your Lloyds Premier debit card within 35 days of opening your account. Cash withdrawals and Financial Transactions are excluded. For a full list of excluded transactions see Key Exclusions below.
Key Exclusions
The offer is subject to change and can be withdrawn without notice at any time.
Only one offer is available per customer.
The following are transactions that will not be counted towards debit card spend:
Cash withdrawals (including cash withdrawals made at ATMs, in branch, at any Post Office or third-party counter)
Bank transfers made with your debit card
Debt repayments
Direct debits
Transactions classified as gambling
Cryptocurrency
Financial Services Transactions (money transmission orders, purchases of foreign currency or travellers' cheques, purchases of financial services such as insurance or investments).