$196k mortgage on $43k income. Doable or not? And How will the underwriter gonna look at that?

They won’t be considering the overtime hours due to less than 2 years work history with current employer. Have no other loans atm. Also, How much should I have in reserves to be on the safe side?

reddit.com
u/Emotional-Lobster900 — 6 days ago
▲ 1 r/MortgageBrokerRates+2 crossposts

$196k mortgage on $43k income. Doable or not? And How will the underwriter gonna look at that?

They won’t be considering the overtime hours due to less than 2 years work history with current employer. Have no other loans atm. Also, How much should I have in reserves to be on the safe side?

reddit.com
u/Emotional-Lobster900 — 7 days ago