r/FirstTimeHomeBuyer

Edit: I locked the post because I have autism and found responding a little overwhelming. Many thanks for all the amazing comments; I truly wasn’t expecting it. I didn’t think anyone else would see the magic in this old tiny stone cottage that I see! Boy was I wrong. Go raibh maith agat 💕** **
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I honestly thought for most of my life that I would never be able to buy a home. 😭

To top it off, just across from our property is 500 hectares of land protected by the Irish government under conservation efforts in order to preserve its ecological integrity and regional wildlife habitat.

A very old area, with lots of stone walls and an old stone granary. There’s an orchard with cherries, apples, blackberries and black currants. Lots of indigenous old trees too including birch, oak, ash, elder, hawthorn, willow, holly, cherry, apple, and rowan.

Lots of work to be done 😅, but we’re happy that we’re keeping old heritage buildings from crumbling. Everyone else in this country seems to be paying €400k+ for their home. We are a bit crazy I suppose.

(Photo #8 was dead of winter when we first went sale agreed). Yes it’s a long process in Ireland!

P.s. the post asks for mortgage rate: we actually bought it with cash savings combined with a sneaky bank loan 🫣

Nice little river in the backyard. Left side was an addition previous owner added! 4 beds 3 bath in total. Perfect for our little family!

Grateful to be in this position. VA loan came in clutch. Was able to get earnest money back and zero closing costs. Waited about 3 months home was halfway built when we purchased.

First time home buyer. Ich bin viel am Reisen für die Arbeit und habe keine Lust mein Leben lang ein Haus abzubezahlen. 3 Jahre habe ich im Van gelebt. Ich habe ein tolles Angebot bekommen, für ein kleines Häuschen. 600qm, kleines Häuschen mit ca 65qm, neues Dach, neuer Ofen, neuer Holzanbau mit Gästezimmer und Schuppen. Es liegt mitten im Nirgendwo und steht mitten in der Natur.

Ich wollte schon lange gerne etwas wie ein Tinyhouse. Für mich passt das daher super.

Ich schau mir diesen Feed immer wieder an und denke mir: crazy, was alles heute kostet. Ich würde gerne mein Geld für andere Sachen nutzen. :)

Having my first smoke at the new house as a homeowner

And first grill!, balkan köfte

Honestly, I think it should be illegal to post edited photos that make a house look renovated when it doesn’t actually look like that in real life. Calling them ‘visualization ideas’ can still be very misleading

10 is fucked. Previous owner did the addition himself. How would one cover this up?

After 7 years of living in Tokyo, we finally decided to settle down.

The search took almost a year, and I looked at more than 30 different properties before finally deciding to go with the calmer side of Tokyo. While it’s further from the station and city center, the larger garden and quiet neighborhood more than make up for it.

Really happy with the decision and looking forward to making this place our home. 🏡

First time home buyer. 47F. 

3BR/2BA 85m2 apartment, plus common areas like pool, and a large basement storage room. Not a new building, it is from the 70s. I love the light and the wood of this place.

By the way $715K is converting currency, actually it was 620K Euros.

I paid half with cash, other half with mortgage. Mortgage is fixed rate, 25 years. I know the rates in Spain are much lower than in other countries, although I also had to contract some bank services (like insurances) to get that rate, without that it would have been around 2.5% which is still a good rate. 

No pizza, way too hot in Madrid for that. It was also hard to hold the beer AND the keys on one hand!

PS because too many questions: guys, this is not a competition, I'm totally ok with you not liking Madrid or wanting to live in the countryside or having bought cheaper elsewhere. This is my life and my happy moment and we are all different people. Also, I am a local, not an expat, I'm writing in English because this is Reddit. Too many comments to reply to all, thank you to all the nice people!

PS2: que de verdad no soy un guiri comprando en España, es que escribí en inglés porque en esta comunidad Reddit lo hacen así también los japoneses en japón o los Austriacos que compran en su pueblo. And to those surprised about the interest rates, you can see in https://www.reddit.com/r/HipotecasyVivienda/ what the current rates are for people in different circumstances here in Spain.

Due to an extremely complicated grant process, I nearly lost my earnest money during a 2 month delay to get my clear to close, but by the grace of God, I finally got the keys 🔑

Finally don’t have to stress about prices going up every day

4kk 83sqm

I can’t believe we pulled this off!