u/Subject-Hospital8038

New build, $81k in incentives including closing costs covered, rate buy down and upgrades. We just had a little one 3 weeks ago, so excited to have the space coming from a 1 bdrm apt.

Only issue during closing was appraisal came in $28k under purchase price. Lender lowered sale price and also gave us the oppty to pre pay pmi at closing… so also no pmi even though we only put down 10%..