u/EmpoweringToken

Negotiations

I found a house that fit everything I was looking for as my first home. I put in an offer and it was accepted (asking price with seller covering 2% closing costs). Inspection was completed and it came back with a laundry list of items that will likely need to be addressed within several months.

-Roof replacement due to moss and issues with insurance offering a quote

-Nearly all mechanical items are at the end of their life

-Gutter issues

-Some electrical areas that are highly recommended to be changed

New offer on the table is seller continues cover 2% of closing and will pay 1 year on a home warranty. Home warranty does not cover a roof and it is hard getting a home owner's insurance quote with limited/no information on appliance or roof instillation.

Cons are outweighing pros at this point but wanted thoughts.

Home warranties- are they good?

Moss on roofs- experience with this and insurance?

Update: stepped away from the house and will try again when a different, hopefully better conditioned house, hits the market. Thank you for the comments

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u/EmpoweringToken — 1 day ago