Good first time CC Trad
So a little context - I’m earning around 160k per month, have 500k in savings parked in BPI
And I always pay everything in cash or debit card I just want to build up my credit score more for future use I checked with Trans Union it showed 756 as score (IDK if it’s any good with banks)
Applied atome card: declined
maya cc: offered a secured cc
Ganto ba talaga pag walang utang 😭
I just opened up RCBC hexa since I’ve heard that the chances on getting a credit card is pretty high for it
I also just updated my BPI records since they told me I’m still a student on their database (main reason why I’m not getting any cc offers from them) so they adviced me to open up a secured cc, i opened one but still got offended by the fact the payroll I’m using is with them and been banking with them for a decade
I just want to ask what other banks are good for first timers to get a cc since I might move my funds else where. Thanks!