u/Exciting-Depth8377

Amex platinum charge referral 35K points query

I recently got the Platinum Charge Card primarily for the referral offer, since it gives 35,000 Membership Rewards (MR) points per successful referral, with a cap of 500,000 MR points per calendar year.

Initially, I expected to complete around 15 referrals, which would have allowed me to earn the full 500K MR points along with the card's welcome benefits. However, Amex has recently been processing applications much more slowly than expected, so I'll likely end up with only 4 successful referrals (140K MR points).

Because of this, I'm considering closing the Platinum Charge Card before the first statement is generated to avoid paying the annual fee.

So far, I've received referral points for 3 successful referrals, and I'm still waiting for the points from the 4th referral. I also have an active Platinum Travel Card.

My question is: If I close the Platinum Charge Card before the first statement is generated, what will happen to the referral MR points I've already earned? Will they remain in my Membership Rewards account (since I still hold the Platinum Travel Card), or will they be forfeited?

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u/Exciting-Depth8377 — 1 day ago