u/Expensive-Bed3728

Should I be trying to return it? Should I try to prune it down?

Comparing two options, financing a home with 5% down, and converting existing home to second rental. Waiting for a third estimate but wasn't sure what was the better of these two and if I should keep shopping. Closing in 60 days. I will have a 10k seller credit on both loans, loan 2 doesn't reflect the seller credit in cash to close. 780+ credit score