Accidentally deposited a fraud check
Like I say in the title I (18) accidentally (as in didn’t realize) deposited a fraudulent check I was given. The amount was $500. I noticed it was sketchy the very next day and went in within 24 hours of cashing it in person to report it on Friday. Since then all three of my accounts including a joint savings and joint checking account with my mom have been put in a hold. I went in today and the lady who’s been very kind helping me out basically told me those accounts are on their way to closure after she spoke on the phone with the department. She called again and they said there’s a possibility the joint accounts could stay open if she sends sort of an appeal email and she’ll hear back in 3-5 days. My worry is I’ll be reported to Chex or the early warning system. If they don’t leave the accounts open, should I open another account now somewhere else and even if I do, will they close my account with them if Huntington reports me after the fact??