Boyfriend wants to buy 20k truck this week.. I don’t think it’s realistic.
Sorry if this is all over the place, I’ve never posted here before.
Background info: We aren’t married but treat it like marriage. We share bank accounts, live together and etc.
we alive are currently staying with his parents.
My boyfriend works as a mechanic(important info for context) and I am a stay at home mom. His daily driver is currently on its last leg. He’s been showing me listing for trucks for 20k+ which I know the truck market is insane, but he is firm that he doesn’t want anything older than a 2016. He states that nothing older is reliable and will just be a money pit. I’m not a mechanic, so I’m not sure how true that is but whatever.
The issue is he wants to go out this week and get a loan for a truck he is looking at. He hasn’t down any research on how much the loan would be, insurance.. nothing. Just says it won’t be that bad because his friend pays “X” amount a mouth. I know he needs a new car, it’s not that.. it’s just the impulsive behavior. I don’t think it’s finically responsible to just go out and buy a car. I’m like call around, look at different cars and etc.
But he wants this truck and I understand his need for a truck. But the reasons he is giving me make no sense.
In case he needs to haul firewood( I have never seen him do this)
In case I want something from a thrift store or a garage sale. ( I have never wanted something huge like this)
He keeps telling me I’ll look into insurance prices when you tell me “yes it’s okay, I want you to buy the truck” which I then said “I understand you need a new vehicle, but just check out insurance and what are best option is so we can see what we CAN afford” this pissed him off and he basically told me I couldn’t have an opinion, because he’s the one who drives, he’s the mechanic and the one who works on the vehicles.
He stormed off. So we’re not talking at the moment.
Big purchases do cause me to panic.. but am I being controlling by having him wait a little bit and do more research? See what our best option is? Especially with gas prices being ridiculous.
I KNOW he needs a new car, but we only have like 2,000 in savings right now and we’re trying to save for a place.
Is this something I should just not have an opinion on?