u/Explorer6879

Okay first off, I was a very good payer, pero nagka problema financially kaya i couldn't pay na ung iba dito sa nauna kong loans:

• **Spaylater** (OD 2 years na ata)

• **Atome Cash and Card** (OD almost a year)

• **Billease** (on-going, inaalagaan ko 40k limit, mabait kausap)

• **Gcredit and Gloan** (OD almost a year na, hinuhulugan ko small amounts paunti unti)

• **Maya Credit** (on going, aalagaan para tumaas limit)

• Home Credit Qwarta (on-going, still paying kahit late)

I plan to pay all these one by one pag nakaluwag na. pero nung gipit ako i tried other OLAs since hindi na ako makahiram sa ibang mga naka lista above. So ito ung other OLAs ko:

• **Mr. Cash** (OD 4 months)

• **HappyCash** (OD 5 months)

• **PesoRedee** (OD 4 months)

• **Xlkash** (paid - don't attempt, papatayin ka ng harassment)

• **MabilisCash** (paid - grabe din mang harrass)

• **FT lending** (paid - maganda pero bihira mag pa-reloan)

after ng ODs ko, need ko ulit money kasi late ang sahod at may need bayaran pero ang dami na nag rereject sa application ko kahit illegal OLAs, ito lang nag allow:

• **MegaPeso** (on-going, 1k, plan to pay)

• **Kviku** (on-going, 1k, plan to pay)

Nag apply na din ako sa

• **Unobank** (still waiting for approval)

• **Unionbank Credit Card** (waiting approval - gagamitin ko sana to for needs para ung ibang sahod ko pang bayad ng ibang OLAs)

for peace of mind hanggang maka ipon, nag palit ako ng sim at email sa unang ODs ko, naka off din ung isa pang sim ko na ginagamit ko until now for OLAs, naka on lang for OTP, pero after 4 months tumigil din sila tumawag at mag email, naka Truecaller app din ako para mablock lahat ng spam calls at unknown numbers.

di ko man mabayaran this year lahat pero uunahin ko ung mga legit loans ko pag naka ipon na, syempre kausapin ko muna para kahit principal amount nalang. Hoping lahat tayo makaraos din.

Okay first off, farming isn't my inital intention. I was a very good payer, pero nagka problema financially kaya i couldn't pay na ung iba dito sa nauna kong loans:

• Spaylater (OD 2 years na ata)

• Atome Cash and Card (OD almost a year)

• Billease (on-going, inaalagaan ko 40k limit, mabait kausap)

• Gcredit and Gloan (OD almost a year na, hinuhulugan ko small amounts paunti unti)

• Maya Credit (on going, aalagaan para tumaas limit)

• Home Credit Qwarta (on-going, still paying kahit late)

I plan to pay all these one by one pag nakaluwag na. pero nung gipit ako i tried other OLAs since hindi na ako makahiram sa ibang mga naka lista above. So parang naging OLA farmer na ako:

• Mr. Cash (OD 4 months)

• PesoRedee (OD 4 months)

• Xlkash (paid - don't attempt, papatayin ka ng harassment)

• MabilisCash (paid - grabe din mang harrass)

• FT lending (paid - maganda pero bihira mag pa-reloan)

after ng ODs ko, need ko ulit money kasi late ang sahod at may need bayaran pero ang dami na nag rereject sa application ko kahit illegal OLAs, ito lang nag allow:

• MegaPeso (on-going, 1k, plan to pay)

• Kviku (on-going, 1k, plan to pay)

Nag apply na din ako sa

• Unobank (still waiting for approval)

• Unionbank Credit Card (waiting approval - gagamitin ko sana to for needs para ung ibang sahod ko pang bayad ng ibang OLAs)

for peace of mind hanggang maka ipon, nag palit ako ng sim at email sa unang ODs ko, naka off din ung isa pang sim ko na ginagamit ko until now for OLAs, naka on lang for OTP, pero after 4 months tumigil din sila tumawag at mag email, naka Truecaller app din ako para mablock lahat ng spam calls at unknown numbers.

di ko man mabayaran this year lahat pero uunahin ko ung mga legit loans ko pag naka ipon na, syempre kausapin ko muna para kahit principal amount nalang.