Portfolio Opinions for 2nd half of 2026?
Hey yall!
I'm 30, dont have the risk appetite to chase this AI bull run with full conviction but feel like im being too conservative with my approach. Ideally want to build up a mix of growth and dividend income.
I've put together a 5-asset portfolio valued at roughly $130k, with $25k on the side. Is there anything im missing as far as diversication or my approach being too conservative for our current market climate? Anything i should add?
Ticker / Fund Shares Allocation %
VTI 200 56.6%
SCHD 1,000 24.7%
SCHY 400 9.8%
O 100 4.7%
JEPI 100 4.2%
Sector Combined Weight
Information Technology 23.2%
Healthcare 13.1%
Financials 12.9%
Industrials 10.1%
Consumer Staples 9.1%
Consumer Discretionary 8.5%
Communication Services 7.0%
Energy 6.9%
Real Estate (REITs) 6.1%
Other (Utilities/Materials) 3.2%
I plan to add $1250 a month from the job income to the portfolio. Goal is to able to take out or get paid out a total of 3k a month in today's dollars around age 45. Thank you for you time!