r/dividends

I am confused why all of a sudden SCHD including DGRO acting like a growth stock. Did I miss something big?

30M, 1 kid

Guys, I’ve been investing seriously for about a year now. I live in the poorest country in the EU, so my numbers are far smaller than what you got used to seeing.

I’ve got about 3000$ and I’m currently able to invest about 300-500$ monthly.

How do you fight the urge to withdraw that and say, buy a car, a watch, a “blank”?

Thanks

Would using dividends from btci to buy ibit be overdoing bitcoin exposure? Is it better to just have one btc etf in retirement account?

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No one really knows exactly how the next few weeks will play out for Nike, but this price dip feels like such a solid setup for it to bounce back and hit those previous highs again. Even with all the recent volatility and the wild swings on the chart, there's so much underlying strength here that it's hard not to be bullish long term. Who else is holding through the chop waiting for that run up?

What is everyone opinion of just investing in covered call ETFs?

Every month we pull the trailing 1-year total return for every stock in our universe, rank them by market-cap tier, and publish the top performers. No opinions, no "buy this now" — just what actually happened, sorted plainly.

Why we do this differently: Most "top stocks" lists mix timeframes, cherry-pick lookback windows, or bury the methodology. Ours is simple: trailing 1-year total return (price + dividends), split by cap size (large/mid/small), recalculated on the same day every month.

https://www.youtube.com/@Ownfolio?sub_confirmation=1

My dividends can’t pay for my monthly expenses alone so I DRIP all of that each month. I’ve never used it for real life expenses or purchases. It’s never left the dividend account. It’s been this way for years now.

Every time I open up my brokerage account to a sea of red and green I feel as though I’m looking at the civilization finances breakdown screen in Civ 5. Just numbers that do things. Math that needs to be managed for fun. Flashing numbers backlit by someone’s Christmas decoration.

Iran/Trump/Oil/AI/Sam Altman jerking off in a datacenter - numbers go up, numbers go down, numbers flop all around like a fish out of water. These numbers just don’t seem real.

When does this feel real? Perhaps in March when I do my taxes? I saw a real life $100 bill the other day. My brain automatically went “Ooo that’s a lot! Mr. Franklin looking spiffy today”. But if I saw that amount in a digitized account I wouldn’t give it a second thought.

The concept of dividends is great. It’s just super weird to be emotionally removed from it I guess. Does anyone understand what I’m talking about? Or do I need to be dosed in cold water?

41 years old. Warehouse supervisor. On my feet ten hours a day and my knees are filing complaints. The whole reason I started building a dividend portfolio was to have something that keeps paying me regardless of what the market does on any given Tuesday.

But I'm not there yet mentally. Sitting around 34k and a rough month still messes with my head more than I want to admit. I track everything in a spreadsheet, dividend income by month, yield on cost, projected forward income, all of it. The math says stay the course. My brain in February said something different.

What I keep wondering is whether there's a portfolio size where the dividend income itself becomes the anchor and the price swings just stop mattering as much emotionally. Like the paycheck keeps coming so who cares what the share price did. People who've been at this longer seem to describe that kind of shift but I can't tell if it's a number thing or a time thing or just repetition training your brain to stop reacting.

My forward income right now is around 1400 a year. Not nothing but not enough to feel like a real floor yet.

Was there a specific income level or portfolio size where you crossed that line. Not the math answer. The actual gut feeling answer.

I'm 47 and just start doing some small time investing. Not looking to make bank, but I figured it's better than nothing. I don't know too much about the nitty-gritty details, I just kinda buy the ones I am interested in.

Looking forward to learn more from you guys.

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Hi all

I am almost finished planning a restructured portfolio for myself, focusing on the following allocation rules:

20% large cap (SPYI + QQQI) 20% Mid cap (IJH) 20% small cap (CSB + IWMI) 20% international (IDVO + NIHI)

My final 20% of allocation is somewhat undecided, but i am leaning towards SGOV or something similar. Generally looking for exposure unrelated to the above categories.

I was considering an even exposure between gold, silver, copper/mining, and SGOV as i mentioned above, but thought I would ask for other opinions on what would best be suited to my final 20% allocation before moving forward.

WTRG is merging with AWK in 2027. I will receive 0.305 shares of AWK for each WTRG I own, plus my dividend will go down.

It was known as Philadelphia Suburban when I started, then changed to Aqua America. then changed to Essential Utilities.

I think the merger with AWK is a take under unless AWK goes up wildly in the next year. (It won't)

WTRG just raised their quarterly dividend 5.25% to $0.3606 per share, up from the previous $0.3426 per share. The dividend is payable on September 1, 2026, to shareholders of record as of August 11, 2026.

WTRG has raised its dividend 35 times in the last 34 years.

There have been at least three splits since I have owned this stock. A 5/4, 4/3, and a 5/4.

My yield on Cost is now 15.72%. Hard to find an investment paying 15.72%. The dividends are Qualified Dividends.

If you do the math, my cost per share is 9.18. A boring water company(and natural gas) share price right now at 40.53, which is a 340% return on share price. On a water utility.

Is this a great stock? No, it is not. I call it a foundation stock. I know that owning this stock I have a solid foundation and can count on it to not belly up. Merging with AWK sort of guarantees it I guess.