I have a super.money fd credit card with a ₹2000 limit. This month I did the following: 👉Spent ₹500 and repaid it fully 👉Then again spent ₹500 and repaid it fully 👉Both repayments were done before the statement generation date. So by the time my statement is generated, my outstanding balance will be ₹0. My question is: 💥What utilization will be reported to CIBIL in this case? 💥Will it show as 0% usage or will the transactions still count somehow? 💥Is this method good for improving credit score, or should I leave some balance before statement?
u/Extreme_Painter_5639 — 25 days ago