IVA help, ends in 2028 but I’m still nervous when it comes to reviews
I took out an Iva in 2023 and was a complete wreck due to being young and stupid and accumulating debt at such a young age.
To be fair it’s helped me manage money alot better compared to before I entered it.
I have had a breach within my arrangement but I was very upfront and honest and they were very helpful and understanding.
But I can’t help but get nervous every time an annual review comes around, I’m not hiding money or anything but recently my boyfriend (who is not involved with my Iva) has had a lot of car issues and due to me not driving he drives me everywhere as we work for the same company and live together. So I have been using the money from my “public transport/leisure” part of the my budget to help him cover some of the cost for repairs and maintenance. Can they tell me off for this as I’m still using the money just not for leisure but technically for transportation.