u/Far-Development7812

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▲ 2 r/stripe+1 crossposts

If you're using Stripe and getting chargebacks, worth knowing where you stand with card network monitoring programs.

Stripe will warn you when your dispute rate gets high, but by then you might already be in a monitoring program with fines accumulating.

- Visa VAMP: 0.9% ratio triggers Excessive tier, penalties start immediately

- Mastercard MCMP: 1.5% ratio + 100 chargebacks/month triggers $1k–$50k/month fines

Made two free calculators — no login, just plug in your numbers:

Useful if you want to know how much buffer you actually have before Stripe starts flagging your account more aggressively.