r/stripe

▲ 6 r/stripe

How reliable is stripe?

I have a company that receives 10M a year in payments. I’ve thought about just integrating stripe into our software so that I can completely move away from Quickbooks.

We receive some really large transactions and I’m worried that stripe may flag these or hold funds.

Anyone have any tips?

Edit*

I need software that has API so that I can integrate it into my platform.

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u/Longjumping_Fox_9854 — 8 days ago
▲ 8 r/stripe

Sales tax, VAT, GST: What’s on your mind? Ask the Stripe Tax team anything. 👇

Selling into new markets? Wondering when you need to register, what to collect, or how filing works?

Join the Stripe Tax team for an AMA on sales tax, VAT, and GST. Shoot us your questions about navigating indirect tax as your business grows.

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u/StripeTeam — 8 days ago
▲ 0 r/stripe

stripe alternatives for AI projects

im building an AI based project/business and stripe keeps closing down my account because it doesnt like that i am building an AI project.

what are some good alternatives that can be used instead of stripe that dont require a business registration?

im American.

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u/Lucky_Answer_6809 — 8 days ago
▲ 2 r/stripe

What bank to use with Stripe Atlas

Hello there,

My Delaware LLC was just incorporated with Stripe Atlas, although I’m not able to create a bank account anywhere. I’ve tried Revolut, Wise, Airwallex, and many more.

None of them provide services to Iraqi residents.

Is there any bank I’m missing?

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u/SilverFact5331 — 8 days ago
▲ 2 r/stripe

Title: Fantasy sports site + subscriptions + prizes: which of these models would Stripe actually allow?

Hey all, looking for anyone with advice or real experience here before I apply.

I run a small fantasy sports site in a niche market with a few thousand users. It's free to play right now. For future seasons, I wanted to add an optional paid tier (no more than $25/year) to cover hosting, dev costs, and my time.

My original idea was to create an optional paid league where users could enter and compete for a year-end grand prize. I recently learned that Stripe's prohibited list includes "fantasy sports leagues with a monetary or material prize." So I'm trying to figure out where the line actually sits, or whether just being a fantasy sports site rules us out no matter how we set things up.

Here are the three models I'm considering:

Option 1: Subscription + prizes, open to everyone

  • Paid tier unlocks extra features
  • Paying gets you no advantage for winning/prizes
  • Season-end prize(s) go to top finisher(s)
  • Free users are eligible for the same prizes on equal terms

Option 2: Subscription + sponsor-provided prizes only, open to everyone

  • Same as Option 1, but every prize comes from a sponsor (e.g. a brand that gives gear to winners in exchange for advertising)
  • No subscription revenue goes toward prizes
  • Free users are equally eligible for prizes.

Option 3: Subscription, no prizes at all

  • Paid tier unlocks features only

My personal qualm is that I never wanted to force people to pay to play, but I also was looking for a reasonable way to at least cover my own costs.

My questions:

  • Has anyone gotten Stripe approval for something similar? Did they ask for anything specific (official rules, a "no purchase necessary" clause, geo-restrictions)?
  • Is Option 3 the only truly safe path?
  • Did anyone get shut down after launching, even with a free-entry setup?
  • Or does Stripe treat fantasy sports as off-limits across the board, even for a plain feature subscription with no prizes?

To be clear, I'm planning to reach out to Stripe Sales directly. I'm posting here first to hear from anyone who's actually been through this. Thanks!

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u/Ill_Buffalo3591 — 8 days ago
▲ 1 r/stripe

Issue with subscriptions

I have a digital product where I sell data to users once a month. I am experiencing really low payment success rates on the renewals. I get the generic decline codes (insuff funds, do not honor, etc). I am wondering if there is anything I can do, or if it's just low quality customers that can't pay or use disposable cards. I have tried all the optimisation features in stripe.

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u/BarracudaSouthern747 — 9 days ago
▲ 9 r/stripe

Accidentally charged 31 customers twice but every single invoice looked correct

We bill on usage, nightly job sums the day's events and pushes them to stripe as usage records and it's been running fine for over a year.

Last Tuesday morning support got 4 tickets, all about getting double bills. I opened the invoices and they looked... fine? usage numbers are plausible, nothing weird

But it took us 2 days to see it, the aggregation job timed out at 2am, our scheduler retried it and the retry pushed the same usage again. stripe didnt know it's a duplicate, it just saw more usage and billed them twice

every invoice was internally consistent but fundamentally wrong

This fiasco ended with 31 customers, $6,200 in refunds and one enterprise account that now wants a monthly usage export to cross verify now

The fix was boring, an idempotency key on every event at the source and not at sync time and a check that flags any customer whose usage jumps 80%+ vs last period before the invoice finalizes.

the issue is that nothing was alerted, no errors or failed jobs

Does anyone else get burned by retries in billing? How are you de-duping usage?

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u/EnvironmentalDot9131 — 10 days ago
▲ 2 r/stripe+1 crossposts

How to setup Stripe in India

So I am trying to connect the stripe account for my alignerr project but it says for Indian individual to receive international money it should be sole proprietor or a registered company but I don't have any of those as I am just an individual trying to earn some money so what should I do ahead.

Should I register myself as a sole proprietor and for business name should I give my name but will there be any consequences after giving such information?

Or I can just register as an individual but it is I will not be able to receive money so how would be I able to earn after completing the project please help me

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u/Emotional_Respect783 — 8 days ago
▲ 6 r/stripe

It's never too soon to think about tax season...

Q4 is here, and the Stripe Tax team wants to help you prep for tax season!

Have questions or need advice on how to best use and leverage Stripe Tax? Drop them here 👇

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u/StripeTeam — 9 days ago
▲ 2 r/stripe

Integration, sales tax, and non-profits question

Holy bejeesus, it's impossible to communicate with someone at Stripe. So here I am.

I'm setting up an online business using a third party client portal, called ManyRequests. Their product has an out of the box integration with Stripe, and they serve up the Stripe checkout on my site.

My client base are larger institutional non-profits, like museums, universities, foundations, etc.

The third-party platform has a module in settings called "Tax" that lets me create tax rate entries. These have a tax rate field, and a region/state field. Presumably, these entries apply at checkout, relative to the client's zipcode field. Creating these tax entries is a manual process, but more importantly, doesn't help me track "nexus" outside of my physical location. So I don't currently use the module.

In my Stripe dash, I have my region set, which I thought automatically enrolls me in "Stripe Tax", which includes their lovely tax rate automation, and the tracking of nexus outside my location.

The problem:
In my test checkouts, no sales tax is getting applied.

My questions:

  • Given my setup, which system should I be setting up tax rules/settings in? Or, why would Stripe tax not be working?
  • If I use the third-party manual system, will Stripe Tax still monitor my nexus in other states?
  • Many non-profits are tax exempt from sales tax (it does vary state to state). Does Stripe have any way of detecting an exempt status, and therefore not applying tax at checkout? Say, with a tax code of some sort?

Ok, please help, thanks!

EDIT: Just a quick thanks to everyone who chimed in!

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u/BalmyPalms — 8 days ago
▲ 1 r/stripe

Regarding Stripe Invoices

Hey, payments from Handshake are processed through Stripe Global Payouts. Since Stripe isn't fully functional in India, how do we get our invoices?

Do we have a Handshake Stripe Express account?It doesn't seem so.

There have been regulatory changes and invoices are necessary now

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u/Beneficial-Carry520 — 8 days ago
▲ 1 r/stripe

Pricing Table Preview

Is there a way to get the pricing table preview to function like a payment link? I like the multiple pricing options it shows vs a singular pricing link. Thank you!

u/Brianjohhnson — 9 days ago
▲ 2 r/stripe

Is Smart Retries enough for failed payments, or do you add something on top?

Question for people running subscriptions on Stripe: of your failed payments, roughly how many come back through Smart Retries and the built-in reminder emails alone? And what do you do with the rest: chase them by hand, use a third-party tool, or let them churn?

Trying to understand whether the built-in recovery is good enough for small subscription businesses, or whether most people end up adding something on top.

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u/Round-Crew-5485 — 9 days ago
▲ 2 r/stripe

How do you avoid forgetting free trials before they start charging you?

I recently signed up for a free trial to test a service I was interested in thinking I would either cancel it or decide whether it was worth paying for. A few days later I completely forgot about it until I noticed the trial was about to turn into a paid subscription.

It made me realize how easy it is to lose track of these things especially when you have several subscriptions with different renewal dates. One trial might end after seven days while another renews after a month so relying only on memory can be risky. Reminder emails they can easily get buried in a busy inbox.

From this i was thinking about how do I avoid unexpected charges. And how do you keep track of your free trials and subscriptions? Do you use calendar reminders, check your bank statements or use an anything else to manage everything in one place?

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u/Creative-Donut-5130 — 10 days ago
▲ 1 r/stripe

Customer shows as subscribed twice but wasn’t charged two subs

Basically my dashboard I see two subscriptions started within minutes of diference of each other for the same exact customer (all the information is the same). When I asked him if he had been charged for 2 subscriptions he said no.

Tried reaching out to stripe by email but not sure what’s going on. Has anyone experienced this before?

In addition, and not a related questions, does anyone know if there’s a way to block stripe from taking in card payments from other countries or to impose any third party checking?

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u/Independent_Yak8342 — 10 days ago