u/Far_Ostrich8856

I’m wondering if I should pay all my balances to $0 before applying for the Navy Federal Flagship card. My Visa Platinum is also well past eligible for its first 91/3 CLI. I’ve waited on that also for this reason.

All my credit scores are over 790, but I’m worried my current balance might affect the limit I get on the Flagship. I’ve applied before with balances showing, just not this high.

Do you guys think I should pay everything down first or just apply?