Fake check scam victim
Okay so I recently fell for a fake check scam. On 10/8 I deposited a fake check to my bank account at 5pm after doing some research bc I had a bad gut feeling I realized this was a scam. I called my banks (bofa) general customer service line, they said to leave it and it will bounce automatically. I felt uncomfortable just leaving it so after a few hours of thinking at 10pm I called Bank of America’s fraud line. They saw the check processing and told me they’ll put a note saying I was unaware that this was a fraudulent check, I was worried that my account might close and the employee told me that she doesn’t know what might happen since it was my responsibility to know who I was doing business with. After that conversation I was losing my mind and so anxious. I was researching people who were in similar situations as me and some of them got their accs closed while some did not. The next morning 10/9 the check deposited but I know abt the law stating that banks have to have checks deposited but it will bounce later, but I know for a fact that the check is fake. I called the fraud line again and this time they transferred me over to the check fraud team. I explained to the employee what happened and he saw that I did have a note on my account regarding that check. I told him about my concerns about my account closing bc it is my only account and I have all my subscriptions, paychecks, etc linked to it. He put an additional note on and reassured me that if this does reach risk that they’ll see the scam tracker and note and I’ll be covered there. He told me that I don’t have to do anything and the check will bounce on its own in 3-5 business days. I feel kinda reassured but there is some worry, is my account going to be okay? Will my account freeze?