u/Few_Dragonfruit_8331

I don't know the exact details of this arrangement yet, but there's 30k payment coming from my grandmother's estate. I can elect to take either a pre-taxed lump sum or 10 year payments (no idea what the taxes look like right now). Paying off debt is an obvious course of action, but after that, I'm not sure what to do with it. I'm thinking about taking the lump and just buying an annuity? I don't want to get too deep into investing but I also feel like this money is going to evaporate into nothing if I'm not careful enough with it.