#Vitality | Health or Life Insurance | £100 Amazon or John Lewis Gift Card

Vitality are offering a £100 Amazon voucher to customers purchasing either a Personal Healthcare plan or any VitalityLife long-term insurance plan, via a referral link, with a minimum £25 monthly premium. To qualify you cannot have held a Vitality plan in the last 12-months.

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Vitality is not cheap and you shouldn't enter this expecting to make money. That said, Vitality does offer a range of rewards for earning activity points per week. Completing 12,500 steps 5 days per week yields the maximum 40 points which unlocks:

• Weekly free Caffè Nero drink
• Monthly Odeon or Vue cinema ticket, movie rental, or Deliveroo Plus Gold 30 days membership.
• Free AppleWatch. This is reliant on you continuing to exercise and hit the required activity points.
• Vitality Amex Credit Card offering £100 reward for spending £2,000 within first 3-months, plus up to 2% Cashback.
• Up to 25% Waitrose cashback. This is on selected Waitrose Good Health products and includes Waitrose fruit, vegetables, milk, bread, and meat.
• Discounted Nuffield Health, Puregym, and Virgin Active gym memberships.

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Steps:

• Please DM me for a referral link. Vitality can be funny about links being shared publicly.
• Click on the referral link to register for the £100 voucher.
• Vitality will email you. Click on the link in the email and get a quote for an eligible plan.
• Purchase a plan and receive a Vitality membership number.
• Enter their Vitality membership number via the email link provided, within 60 days of the plan start date.

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To qualify:

• The plan must be active at least 90 days after entering your membership number.
• Premiums must be up-to-date.

Please shop around to ensure that you're getting the best deal.

#Please DM me (here) for a link!

#Amex | Cashback EveryDay Credit Card | No Annual Fee | Boosted £30 Welcome Bonus Cashback | Plus 2% Cashback on Spending

Amex are offering new EveryDay Credit Card customers £30 bonus cashback for spending £1 plus 2% cashback on your first 12 months. Importantly, to receive the cashback you must spend at least £3,000 within your first 12-months of card membership. Alternatively, click the referral link to see the full list of Amex cards.

• Earn 2% cashback up to £200 within the first 12 months of card membership.
• The card has no annual fee.
• Trigger the £30 bonus cashback when you spend £1 or more.
• Spend at least £3,000 in your first 12-months to receive the welcome bonus and any earned cashback.
• Access to exclusive Amex cashback offers.

To apply tap the link below, click "View Card Details", and then "Apply Now". The £30 bonus cashback will be credited to your account in your card anniversary month.

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To qualify for a welcome offer you cannot hold or have held any personal American Express Card within the past 24 months.

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Please check and compare cashback rates against TopCashBack and other sites to ensure that you’re signing up through the most lucrative route!

Huge thanks if you use my link!

#Click here to apply

#Trading212 | Free Share worth up to £100 | No Spend Needed | Ends 3 November | MegaThread

Trading212 is a commission-free investing and trading platform that lets users buy stocks, ETFs, and trade CFDs through an easy-to-use mobile and web app.

Trading212 are offering new customers a free share worth between £8 and £100.

Free Share Value	Chance
£8 to £25	80%
£25.01 to £50	15%
£50.01 to £75	3%
£75.01 to £100	2%

Steps:

• Register using a referral link from the thread below.
• Fund your account. £1 is sufficient.
• Wait up to 3 working days for the free share to be credited.
• The free share can be sold immediately, however, the cash value may be withdrawn after 30 days.

#Maximum of 1 comment per person.

Please only comment your referral link once. Moderators can and will check every link and those found to be deliberately breaking the rules will be banned.

The post uses contest mode, which randomises the comment order.

Please avoid overly long comments, excessive large text, or excessive use of emojis

#Fidelity | £100 Amazon Voucher for Investing £5,000 for 3 Months

Fidelity the FCA regulated, UK-based investment platform is rewarding new customers investing £5,000 or more in a Stocks & Shares ISA, SIPP or GIA for 3-months a £100 Amazon voucher.

• You must find your account with £5,000 or more on the same day as opening the account.
• Transfers do not qualify.
• The £5,000 balance must be maintained for the full 3-month period, except where the value falls due to market movements.
• Previous customers need to have closed accounts, or had a nil balance, for a 3-year consecutive period.
• Fidelity reserve the right to cancel unused gift cards should you withdraw your initial deposit within 12-months. If you spend your voucher then this cannot happen!

My investment in the Fidelity Global Dividend Fund W-Accumulation (UK) has risen by 4.59% in 5-months (no guarantee of future success).

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Steps:

• Links cannot be shared publicly. Please DM me for a referral link (here).
• Register and verify your account.
• Fund your account with £5,000 or more on the same day as opening the account.
• If you are unable to deposit on the same day due to verification issues, Fidelity will manually approve the voucher.
• Remain invested with Fidelity for at least 3-months after funding your account.
• The £100 Amazon voucher will be issued within 120 days of opening and funding the account.
• This offer cannot be combined with cashback.

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Fees are 0.35% for under £25,000 invested with a Regular Savings Plan (monthly contribution starting at £25 per month), or £7.50 per month without the RSP.

Full terms (here)

#Please DM me (here) for a link!

#eToro | £75 Free Shares for Depositing £200 in GIA for 12 Months

Taken from MoneySavingExpert ... either go direct to their website or click the link below.

https://www.moneysavingexpert.com/savings/best-investment-funds/#etoro

FREE £75 in shares including SpaceX and Amazon, if you put £200+ in an investment account for 12mths+. Newbies to investment platform eToro who join via this link can choose free shares worth £75 when signing up.

Once you've signed up and chosen your free shares, just deposit £200+ into the investment account (it MUST be all in one go as your first deposit) and the shares will be added to your portfolio (almost) straight away (though in rare cases it could take up to seven days).

You must then keep the £200+ in the account for 12 months before you can sell the shares (ie, to withdraw the proceeds).

There’s no platform fee, but eToro does charge currency conversion (FX) fees. Most platforms charge these, though they can be harder to avoid here as many of eToro’s investments are priced in US dollars and the platform is geared around USD. Opening a GBP currency wallet when you sign up can reduce unnecessary conversions (eg, when depositing or withdrawing), though you’ll still pay FX fees when trading in a different currency.

What free shares? You can choose shares (Amazon, Google, Lloyds Banking Group, Meta, Micron, Nvidia, Rolls Royce, SpaceX), or an ETF tracking the US S&P 500.

You must hold the value of the shares in the platform for 12 months (so can sell and reinvest, just not withdraw the proceeds before then). Normally we say single shares are risky, but these are free.

What can you invest in? For your £200+, eToro has a big choice of funds, so if you’re planning to start investing the free shares are a great boost. Though you don’t actually need to invest the £200, you can leave it in its cash account and withdraw it after the 12 months.

Sky VIP | Free Sainsbury's Sweets | Redeem by Tuesday 6 October

I was able to claim a coupon now!

Another freebie from Sky … access the reward by going to the MySky app, navigate to “VIP” in the bottom right hand corner and click “claim now” on the offer located on the banner and a separate tile.

Available in Sainsbury's Superstores only.

#Freetrade | Boosted Free Share Worth up to £250 | Ends 9 October

Freetrade is a UK-based, commission-free investing app with a 4.2 Trustpilot score. Freetrade are offering new customers depositing £50 or more a free share worth between £10 and £250. There is no requirement to invest the £50 deposit and this can be withdrawn after the free share is awarded.

Freetrade offer a free Basic Plan, a Standard Plan costing £4.99 per month, and a Plus Plan at £9.99 per month. I subscribe to the free plan.

The probability of each share is weighted as follows:

Share Value	Probability
£10	75%
£25	15%
£40	5%
£100	4%
£250	1%

Only active investors can refer, of which I am one.

Steps:

• Please DM me for a referral link. Links cannot be shared publicly.
• Register and deposit £50 or more within 30 days and by 14 October at the latest.
• The free share will be awarded within 28 working days of registration. Each free share will be valued between £10 and £250.
• The free share can be sold immediately (if desired), however, the proceeds cannot be withdrawn for 180 calendar days (6 months) from the free share award date.

#Please DM me (here) for a link!

#Freetrade | Boosted Free Share Worth up to £250 | Ends 9 October

Freetrade is a UK-based, commission-free investing app with a 4.2 Trustpilot score. Freetrade are offering new customers depositing £50 or more a free share worth between £10 and £250. There is no requirement to invest the £50 deposit and this can be withdrawn after the free share is awarded.

Freetrade offer a free Basic Plan, a Standard Plan costing £4.99 per month, and a Plus Plan at £9.99 per month. I subscribe to the free plan.

The probability of each share is weighted as follows:

Share Value	Probability
£10	75%
£25	15%
£40	5%
£100	4%
£250	1%

Only active investors can refer, of which I am one.

Steps:

• Please DM me for a referral link. Links cannot be shared publicly.
• Register and deposit £50 or more within 30 days and by 14 October at the latest.
• The free share will be awarded within 28 working days of registration. Each free share will be valued between £10 and £250.
• The free share can be sold immediately (if desired), however, the proceeds cannot be withdrawn for 180 calendar days (6 months) from the free share award date.

#Please DM me (here) for a link!

#Jam Doughnut | Boosted 5% Supermarket Gift Cards | Ends Wednesday 30 September

Jam Doughnut are offering a boosted 5% cashback until midnight tonight on supermarket gift cards including: Asda, Farmfoods, Food Warehouse, Iceland, M&S, Morrisons, Real Food Hub, Sainsbury's, Tesco, and Waitrose.

#Zilch | Free £5 Credit | No Spend Needed

Zilch is a UK-based financial technology firm that offers consumers a virtual payment card and Buy Now, Pay Later options, allowing you to split purchases into instalments or pay in full with no interest.

Zilch are offering new customers £5 free credit for registering (no spend required).

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Steps:

• Click the referral link (here) and download the Zilch app from your App Store.
• Complete the registration process. This includes linking your Zilch card to an existing debit card so that Zilch purchases and fees will be charged to that card.
• Verify your ID (and take a selfie).
• Add your card to Apple or Google Pay.
• The £5 credit was immediately added for me.
• Go to the Account section of the app and then Manage card settings and choose Pay now to avoid using Zilch’s credit facility and facing charges. Now any purchases will be immediately charged to your registered debit card.
• To spend the £5 credit either purchase a voucher via the Zilch store (not recommended as they charge a fee for most) or spend the money online or instore at Zilch supported retailers. Most supermarkets have no fee for spending online. Choose the retailer, and toggle Apply £5 rewards to purchase.

#Click here to register

#Whatnot | Online MarketPlace | £10 to £200 Free Credit

Whatnot is a social marketplace where you can discover some of your favorite products like sports cards, trainers, luxury handbags and women’s thrift, LEGO, Pokémon cards and more through live auctions! Zavvi trade at Whatnot and run regular live auctions where you can buy discounted items.

New customers receive a random amount of free credit worth between £10 and £200.

I won £10 free credit up on registration which I spent on LEGO mini figures. Free credit cannot be used towards postage which cost me £2.70. Try to negotiate a discount with the seller before purchase.

Amazingly, I and a person I referred won £200 free credit! See screenshot for proof: https://imgbox.com/RWycWx2v

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Steps:

• Click the referral link: https://whatnot.com/invite/woorich
• Enter your mobile number (without the first “0”).
• You will be prompted to download the app to reveal your free credit amount.
• Create your account re-entering your mobile number (again without the first “0”).
• The free credit will automatically apply at the checkout.
• Refer friends and family. The referrer receives the same amount of free credit as the person referred! This is credited once the person referred receives their order.

Big thank you to anyone using my link 👊

#Click here to register

#Freetrade | Boosted Free Share Worth up to £250 | Ends 9 October

Freetrade is a UK-based, commission-free investing app with a 4.2 Trustpilot score. Freetrade are offering new customers depositing £50 or more a free share worth between £10 and £250. There is no requirement to invest the £50 deposit and this can be withdrawn after the free share is awarded.

Freetrade offer a free Basic Plan, a Standard Plan costing £4.99 per month, and a Plus Plan at £9.99 per month. I subscribe to the free plan.

The probability of each share is weighted as follows:

Share Value	Probability
£10	75%
£25	15%
£40	5%
£100	4%
£250	1%

Only active investors can refer, of which I am one.

Steps:

• Please DM me for a referral link. Links cannot be shared publicly.
• Register and deposit £50 or more within 30 days and by 14 October at the latest.
• The free share will be awarded within 28 working days of registration. Each free share will be valued between £10 and £250.
• The free share can be sold immediately (if desired), however, the proceeds cannot be withdrawn for 180 calendar days (6 months) from the free share award date.

#Please DM me (here) for a link!

#Mailagents | RoyalMail Spectos Postal Survey | £34.80 Free Stamps Per Active Month | Plus Circa £50 Vouchers Per Year

Spectos is a market research company that runs postal Quality of Service surveys for multiple postal operators across Europe. Spectos recruits Mailagents, who are individuals or businesses that take part in the surveys by sending and receiving test letters and parcels. You record when items are posted and delivered, allowing Spectos to measure how long they take to reach their destination and assess the performance of the postal network.

Mailagents receive 12 first class stamps and 4 first class large letter stamps per active month. Plus a presentation pack of stamps at the beginning and end of your active stint on the survey. From experience, Mailagents are active for 6 months of the year and in the off-period may still be invited to participate in surveys recording unaddressed mail.

In addition to monthly books of stamps also receive points for recording receipt of mail from Spectos and returning pre-paid post. The points can be converted to vouchers in £25 denominations, including Amazon, John Lewis, M&S, and Tesco. In the last 12-months, I have earned more than £50 in vouchers.

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Steps:

• Click the following link https://rtpm.spectos.com/referafriend
• Answer the questions and when prompted with "Have you been referred to us by another panellist?" enter the referral code 333717
• After completing the questions, register to become a Mailagent.
• Wait to receive a "Hello Letter" and activate your Mailagents account.

Hugely thankful to anyone using my link 👊

#333717

#Chip | £50 Bonus for New Customers | Deposit £1,000 and Hold for 90 Days | Smart Cash ISA 4.50% or 3.51% Instant Access | Ends 30 September

Chip is a UK-based savings and investment app operated by Chip Financial Ltd, and authorised by the FCA. While Chip itself is not a bank, funds held in its savings accounts are deposited with ClearBank, a UK-authorised bank, ensuring that eligible deposits are protected by the Financial Services Compensation Scheme (FSCS).

Chip are offering new customers registering via a referral link a £50 bonus for opening an eligible Chip account, depositing £1,000 or more, and retaining the balance for 90 consecutive days. Eligible products include the Prize Savings Account, Smart Cash ISA, Chip Instant Access, GIA, or Stocks & Shares ISA. The £1,000 can be split across multiple savings and/or investment accounts. You must also open a Chip Instant Access or Prize Savings account to receive the referral reward.

Product	Interest Rate
Instant Access	3.51%
Smart Cash ISA	4.50%
Prize Savings Account	0%

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Steps: To avail yourself of the offer please DM me (here) for a unique referral link.

• Click the referral link, enter your email address, and download the Chip app (you must download the app within 30 days of entering your email).
• Using the app create a new account using the same email address as initially entered.
• Chip will apply your referral code for you at this stage.
• Deposit at least £1,000 into your account(s) (this can be split across multiple Chip savings and/or investment accounts) and maintain that balance at least 90 consecutive days.
• Open a Chip Instant Access or Prize Savings account to receive the referral reward.
• The £50 will be applied the day after the 90 day holding period ends.

Alternatively …

• Download the Chip app from your App Store and create a new account.
• Enter the referral code and then follow the same steps as detailed above.

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#Please DM me for a link

#Zopa | Biscuit Bank Account | £20 Cash Bonus | No Spend Needed | Ends 2 October

Zopa is a UK-based digital bank, fully regulated by the Financial Conduct Authority (FCA), with a focus on transparency and customer-centric services. It has a 4.6 Trustpilot score.

Zopa are offering new customers opening a Biscuit Current Account within 30-days a £20 free reward. Zopa does not perform a hard credit search when opening an account. With my link no card spends are required.

As at 14:00 Wednesday 23 September I have 2 of 10 links available.

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New customers can choose from one of the following benefits:

• 2,75% AER interest on balances.
• 3% cashback on bills paid by direct debit. A maximum of £150 of direct debits per month, equating to £4.50 per month cashback.
• 3% cashback on eating out. A maximum of £150 spend per month at restaurants, takeaways and bakeries equating to £4.50 cashback.

To maximise the direct debit offer I switched my credit card direct debit to Zopa.

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Steps:

• Click the referral link.
• Enter your mobile number then download the app via the link.
• Open a Biscuit current account within 30 days of submitting your mobile number.
• Complete the verification process.
• Upon completion the £20 will be credited to your account (this could take up to 30-days but is usually instant).

Hugely thankful to anyone using my link 👊

#www.zopa.com/mgma?referralCode=bc66702dffa1dcd17c8b

#Freetrade | Free Share Worth up to £100

Freetrade is a UK-based, commission-free investing app with a 4.2 Trustpilot score. Freetrade are offering new customers depositing £50 or more a free share worth between £10 and £100. There is no requirement to invest the £50 deposit and this can be withdrawn after the free share is awarded.

Freetrade offer a free Basic Plan, a Standard Plan costing £4.99 per month, and a Plus Plan at £9.99 per month. I subscribe to the free plan.

The probability of each share is weighted as follows:

Share Value	Probability
£10 to £25	80%
£25.01 to £50	15%
£50.01 to £75	3%
£75.01 to £100	2%

Only active investors can refer, of which I am one.

Steps:

• Please DM me for a referral link. Links cannot be shared publicly.
• Register and deposit £50 or more within 30 days.
• The free share will be awarded within 28 working days of registration. Each free share will be valued between £10 and £100.
• The free share can be sold immediately (if desired), however, the proceeds cannot be withdrawn for 180 calendar days (6 months) from the free share award date.

#Please DM me (here) for a link!

#Zable | Credit Card | £10 Free Credit | 4.8 Trustpilot Score

The Zable credit card is a UK-based credit-builder card offering quick approval, no fees, and a manageable credit limit to help users improve their credit score.

Zable is offering new customers £10 free credit after making a purchase using a physical Zable credit card.

Be sure to pay off your balance in full to avoid paying interest! Zable will perform a soft search of your credit file to check eligibility followed by a hard search if you proceed with the application.

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Steps:

• Click the referral link: https://zable.co.uk/join?c=richard-f876e&type=cardsApplication
• Enter your legal name and email address.
• Download the app.
• Click register, enter the email address you used earlier, and verify your email.
• Click let’s get started and enter your personal details.
• Apply for the credit card option (not a Starter (virtual) account.
• Order a physical Zable credit card.
• Set the repayment method.
• Either wait for the physical card to arrive in the post and make a purchase or spend on your virtual card.
• The £10 free credit will be applied within 30 days of meeting the qualifying criteria.

#Click here to register

#Raisin | £100 Bonus for Opening and Funding a 12 Month Fixed Rate Bond | 4.90% Fixed

Raisin is a financial platform registered with the Financial Conduct Authority (FCA). Funds are protected under the FSCS up to £85,000 per person.

Raisin are offering new customers who open and fund a fixed rate bond with £10,000 or more for a minimum term of 12 months a £100 bonus.

The £10,000 cannot be split across several products (it must be a single savings account). Bonus payments will be made within 28 days of opening a qualifying fixed rate bond.

Product	Rate
12-Month Fixed	4.90%
18-Month Fixed	4.74%
24-Month Fixed	4.96%

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Steps:

• Click the referral link and register a new account (here).
• Choose a fixed rate bond with a minimum of 12-months term.
• Deposit and fund the savings product with £10,000 or more.
• The £100 bonus will be credited within 28 days of the bonus requirements being fulfilled.

Huge thank you to anyone using my link 👊

#Click here to register

#Octopus Energy | £50 Bill Credit | Which Recommended Provider

Octopus the Which Recommended Provider with a 4.8 TrustPilot score is offering a £50 statement credit for switching to them using a referral link. Plus £50 reward for the referrer.

My switch completed within 2 days and was incredibly easy.

• Octopus has no exit fees so should you find a better deal elsewhere then you can leave without penalty.
• Wheel of Fortune. Each time a meter reading is submitted (manually or via a meter) you can spin a wheel with a chance to win between £1 and £512 energy credit (maximum of one spin per month, per fuel).
• Octopus are the only major supplier pricing significantly below the cap.

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Steps:

• Click on a referral link (click here)
• Enter your postcode followed by actual energy usage information or estimated usage (Octopus will do this for you) to generate a quote.
• Compare the estimated cost against your current provider and if the sums add up then proceed with the switch.
• The £50 will be credited following your first payment.
• Refer friends and family.

Hugely thankful to anyone using my link 👊

https://share.octopus.energy/cliff-maple-503