#Monument Bank | Deposit £10,000 into a Cash ISA get £30 Free | 4.34% Easy Cash ISA Boosted Rate | Ends 27 August

Monument Bank is a UK bank authorised by the FCA with a 4.7 Trustpilot score. Deposits are protected up to £120,000 per person.

Monument Bank are offering new customers who either open and deposit £10,000 or more into an Easy Access Cash ISA, or £25,000 or more into any other savings account, a £30 reward. This includes transferring an ISA balance of £10,000 or more from another provider to Monument.

The Easy Access Cash ISA allows transfers in from other providers. I transferred my Moneybox Cash ISA to Monument.

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Steps:

• Click the referral link below and enter your mobile number.
• Download the Monument Bank app.
• Select either the Easy Cash ISA or other savings account.
• Enter the same mobile number as entered in the first step during the registration process.
• Either deposit £10,000 or more into an Easy Access Cash ISA or transfer an ISA from another provider. To do this click on "Easy Access Cash ISA", then "Make your first deposit", finally "Transfer in from an existing cash ISA".
• Alternatively, deposit £25,000 or more into a savings account.
• The £30 reward will be paid into your linked bank account within 3-working days.

Huge thanks to anyone using my link.

#https://join.monument.co/dec1bc1c-24fc-4ae7-a108-69061ce52c45

#InboxPounds | Get-Paid-To Platform | £1 Welcome Bonus

InboxPounds is a UK-based get-paid-to platform where members can earn money by completing online activities such as taking surveys, playing games, and downloading apps.

Ignore the surveys as the rates are comparatively low, instead focus on the games offers. The sub GetPaidToPlay offers guides on how to complete gaming offers efficiently.

The minimum payout threshold is £5 via gift card. Inboxpounds offer new customers, joining via a referral link, a free £1 bonus.

Huge thanks to anyone using my link 👊

#Click here to register

#Cashback.co.uk | New Site | £12.50 Free Cashback

Cashback.co.uk is a 4.0 Trustpilot rated GPT (get-paid-to) site that offers genuine opportunities to earn money through completing online tasks.

It has recently launched a new beta version which reduces the number of “levels” that you need to complete your cash out from 15 to 10.

For each level you must complete one task to advance to the next level. If desirable you can complete all 3 tasks at each level. Completing more tasks increases your earnings. You must complete all 10 levels to cash out.

New Customers receive £10 free for registering using a referral link plus £2.50 for answering 3 quick questions (takes less than a minute).

By way of an example, the level 1 tasks currently showing on my account include:

• Apple TV | 7 day free trial for £3.50 free.
• OnThatAss | Free boxers (be very careful using these scumbags) for £5.
• Strike Wild | Gambling offer with 100 free spins and £3.25 free.

I successfully completed all levels without doing any gambling related offers. If you get stuck on a particular level then contact Cashback.co.uk who may be able to advance you to the next level.

If you have previously held an account with the old version consisting of 15 levels then you can close this down and open a new account with the beta version. The old site is being shut down later this month.

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Steps:

• Click the (here), enter your name and email and verify your email address.
• Complete the 3 short questions to earn £2.50 cashback.
• Work through all 10 levels. Participate in surveys, enjoy free trials, and maximise offers.
• Withdraw earnings by bank transfer or PayPal.
• Refer friends and family to earn 10% of what they earn plus a £10 bonus if they complete all 10 levels.

#Click here to register

#Chase Current Account | £50 Free for Opening an Account and Depositing £1,000

Chase, the commercial banking arm of J.P. Morgan Chase, is a Which? Recommended Provider and authorised and regulated by the FCA.

Chase are offering new customers or those who have been a been customers for less than 30-days, and deposit a total of £1,000 or more a free £50 cash reward. The £50 is credited immediately and the £1,000 deposit plus rewards can be withdrawn if desired.

As at 20:30 Monday 17 August I have 2 of 5 codes left.

Steps:

• Download the Chase app and open an account.
• Please DM me for a referral code. Codes cannot be shared publicly and using such a code risks the reward not being credited.
• Activate the referral code in the app. Click Rewards > at the bottom of the home screen and enter the referral code.

#Please DM me (here) for a code.

#Tembo | Invest £500 in a Cash ISA at 4% | Get £10 to £1,000 Bonus

Tembo are a multi-award winning savings and mortgage platform, regulated by the FCA with an impressive 4.9 Trustpilot score based on almost 2,000 reviews.

Tembo are offering a bonus ranging from £10 to £1,000 for depositing and investing £500 into either a Cash ISA, Lifetime ISA, or HomeSaver account. Both the referrer and referee receive the same bonus. The chance of each bonus is shown in the table.

Bonus	Chance
£10	95%
£15	4%
£50	0.7%
£75	0.2%
£1,000	0.1%

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• Open a new Tembo ISA, Lifetime ISA, or HomeSaver account and fund it with £500 or more within 30 days of claiming the reward in app; or
• Initiate the transfer of an existing ISA or Lifetime ISA with a balance of £500 or more to a Tembo ISA or Lifetime ISA within 30 days of claiming the reward in app.
• The bonus is paid as additional interest and does not count towards the annual contribution limit.
• Both the referrer and the referrer must not cancel, close, transfer, or withdraw (to a balance of less than £500) before the bonus is credited. I am invested for the long term.
• The bonus will be credited within 60 days of the applicable 14-day or 30-day (LISA) cancellation period ending.

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Steps:

• Click the referral link (here) and enter your email address to register for the promo.
• Download the app.
• Choose either a Cash ISA, Lifetime ISA, or HomeSaver account.
• Enter your personal details and using the same email address.
• Connect your bank using Truelayer.
• Deposit at least £500 into your chosen investment. Be careful to set the monthly direct debit to £0 if you only want a one-off investment.
• Wait for the bonus to be credited (see timescales above).

Hugely thankful to anyone using my link 👊

#Click here to register

#Fidelity | £100 Amazon Voucher for Investing £5,000 for 3 Months

Fidelity the FCA regulated, UK-based investment platform is rewarding new customers investing £5,000 or more in a Stocks & Shares ISA, SIPP or GIA for 3-months a £100 Amazon voucher.

• You must find your account with £5,000 or more on the same day as opening the account.
• Transfers do not qualify.
• The £5,000 balance must be maintained for the full 3-month period, except where the value falls due to market movements.
• Previous customers need to have closed accounts, or had a nil balance, for a 3-year consecutive period.
• Fidelity reserve the right to cancel unused gift cards should you withdraw your initial deposit within 12-months. If you spend your voucher then this cannot happen!

My investment in the Fidelity Global Dividend Fund W-Accumulation (UK) has risen by 4.59% in 5-months (no guarantee of future success).

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Steps:

• Links cannot be shared publicly. Please DM me for a referral link (here).
• Register and verify your account.
• Fund your account with £5,000 or more on the same day as opening the account.
• If you are unable to deposit on the same day due to verification issues, Fidelity will manually approve the voucher.
• Remain invested with Fidelity for at least 3-months after funding your account.
• The £100 Amazon voucher will be issued within 120 days of opening and funding the account.
• This offer cannot be combined with cashback.

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Fees are 0.35% for under £25,000 invested with a Regular Savings Plan (monthly contribution starting at £25 per month), or £7.50 per month without the RSP.

Full terms (here)

#Please DM me (here) for a link!

#Sky TV, Broadband, or Mobile | Up to £100 Voucher

Stack the Refer a Friend and Card-Based Cashback Offers for double savings!

Sky are offering new customers up to £100 in vouchers for joining via a referral link. Vouchers include John Lewis, Boots, Argos, Sainsbury’s, Ikea, Airbnb, Tesco, Curry’s etc, and will be paid within 45 days of your first bill payment.

Plus you might be able to combine the referral offer with card-based cashback offers. For example, until 12 May Lloyds Bank Everyday offers offer £40 cashback to new customers joining Sky Mobile; while Halifax offer £40 cashback for joining Sky TV (Sky Glass, Stream or Q) paid after second direct debit.

It’s always worth checking rates against cashback sites to ensure that you’re getting the best offer.

Package	Reward
Sky Glass	£100
Sky Stream	£50
Sky Broadband Full Fibre	£40
Sky Broadband Superfast	£20
Sky Mobile. SIM plan with phone or tablet	£25
Sky Mobile. SIM only plan	£15

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Steps:

• Click the referral link: https://refer.sky.com/richw-120
• Enter your name and email address and click “Get Started Now”.
• Sky will send you an email. Keep this email.
• Choose a Sky product. This can be done either online, in-store, or call.
• Once you have chosen and ordered your Sky product go back to the email from Sky and click the blue “Let’s do it” button.
• Enter your new Sky account number.
• The reward voucher will be paid within 45 days of your first bill payment.

Huge thanks to anyone using my link 👊

#Click here to register

#Mailagents | RoyalMail Spectos Postal Survey | £34.80 Free Stamps Per Active Month | Plus Circa £50 Vouchers Per Year

Spectos is a market research company that runs postal Quality of Service surveys for multiple postal operators across Europe. Spectos recruits Mailagents, who are individuals or businesses that take part in the surveys by sending and receiving test letters and parcels. You record when items are posted and delivered, allowing Spectos to measure how long they take to reach their destination and assess the performance of the postal network.

Mailagents receive 12 first class stamps and 4 first class large letter stamps per active month. Plus a presentation pack of stamps at the beginning and end of your active stint on the survey. From experience, Mailagents are active for 6 months of the year and in the off-period may still be invited to participate in surveys recording unaddressed mail.

In addition to monthly books of stamps also receive points for recording receipt of mail from Spectos and returning pre-paid post. The points can be converted to vouchers in £25 denominations, including Amazon, John Lewis, M&S, and Tesco. In the last 12-months, I have earned more than £50 in vouchers.

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Steps:

• Click the following link https://rtpm.spectos.com/referafriend
• Answer the questions and when prompted with "Have you been referred to us by another panellist?" enter the referral code 333717
• After completing the questions, register to become a Mailagent.
• Wait to receive a "Hello Letter" and activate your Mailagents account.

Hugely thankful to anyone using my link 👊

#333717

Decathlon 10% Discount Code.

I have a few codes for 10% off Decathlon, obtained from promotional packs of Trek Protein Bars, which I don't need. DM me if you'd like a code for free.

How to use your 10% discount:

• Valid for use only online
• Valid on orders over £30
• Can be used once per person
• Applies to full-priced items only
• Valid on qualifying products
• Not valid in conjunction with any other offers or discount codes
• Expires 31 December 2026

#Scottish Power | £60 Bill Credit | No Exit Fees | Plus 8 Hours Half Price Electricity Per Week

Scottish Power the 4.3 Trustpilot rated energy provider is offering new customers £60 free bill credit for switching gas and electricity, or £30 for switching a single fuel.

My switch completed within 3 working days and was hassle free.

Scottish Power’s Power Saver scheme rewards customers for using electricity at off-peak times. Choose 8 one-hour slots each week to get either 50% or 20% discounted electricity rates. Smart meter required. I opt for half price electricity between midday and 16:00pm every Saturday and Sunday.

Opt into the free Power Saver Plus to participate in demand-reduction events where you're asked to use less electricity during peak-demand periods versus your normal usage in exchange for bill credit.

The standard tariff has no exit fees.

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Steps:

• Click on a referral link (click here)
• Click Get a Quote and compare the estimated cost against your current provider and if the sums add up then proceed with the switch.
• The £60 free bill credit will be credited within 28 days of being supplied.

Hugely thankful to anyone using my link 👊

#Click here for £60 free bill credit

#OakNorth | £30 Free | Deposit & Save £2,000 or More for 30 Days | 4.63% Fixed Cash ISA

OakNorth are offering new customers depositing £2,000 or more, within 14 days, and maintaining this balance for 30 days a £30 reward paid within 60 days.

Open a second eligible product within 90 days of opening your first product, again depositing and maintaining £2,000 or more for 30 days to receive an additional £10 reward.

Product	Interest Rate
Easy Access Tracker	3.50%
Fixed Term 12 Months	4.50%
Notice Tracker	4.12%
Fixed Rate Cash ISA 12 Months	4.63%

Each person can refer a maximum 10 people. I have 8 spots left.

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Steps:

• DM me for my name and email address, this information is needed to complete the referral form.
• Complete the referral form: https://oaknorth.co.uk/personal-savings/refer-a-friend/
• You should receive an email prompting you to open a personal savings account.
• Choose a savings product. I opted for the 95-days Notice Base Rate Tracker.
• Deposit £2,000 or more via bank transfer to your new account. The money showed immediately.
• Repeat the process (if desired) to gain the additional £10 reward.
• Rewards will be credited within 60 days.

#Please DM me for referral details

#Raisin | £100 Bonus for Opening and Funding a 12 Month Fixed Rate Bond | 4.75% Fixed

Raisin is a financial platform registered with the Financial Conduct Authority (FCA). Funds are protected under the FSCS up to £85,000 per person.

Raisin are offering new customers who open and fund a fixed rate bond with £10,000 or more for a minimum term of 12 months a £100 bonus.

The £10,000 cannot be split across several products (it must be a single savings account). Bonus payments will be made within 28 days of opening a qualifying fixed rate bond.

Product	Rate
12-Month Fixed	4.75%
18-Month Fixed	4.50%
24-Month Fixed	4.70%

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Steps:

• Click the referral link and register a new account (here).
• Choose a fixed rate bond with a minimum of 12-months term.
• Deposit and fund the savings product with £10,000 or more.
• The £100 bonus will be credited within 28 days of the bonus requirements being fulfilled.

Huge thank you to anyone using my link 👊

#Click here to register

#Zable | Credit Card | £10 Credit | 4.8 Trustpilot Score

The Zable credit card is a UK-based credit-builder card offering quick approval, no fees, and a manageable credit limit to help users improve their credit score.

Zable is offering new customers £10 free credit after making a purchase using a physical Zable credit card.

Be sure to pay off your balance in full to avoid paying interest! Zable will perform a soft search of your credit file to check eligibility followed by a hard search if you proceed with the application.

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Steps:

• Please DM me for a referral link. Sharing links publicly on social media is prohibited.
• Click on the referral link.
• Enter your legal name and email address.
• Download the app.
• Click register, enter the email address you used earlier, and verify your email.
• Click let’s get started and enter your personal details.
• Apply for the credit card option (not a Starter (virtual) account.
• Order a physical Zable credit card.
• Set the repayment method.
• Either wait for the physical card to arrive in the post and make a purchase or spend on your virtual card.
• The £10 free credit will be applied within 30 days of meeting the qualifying criteria.

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#Please DM me (here) for a link!

#Monument Bank | Deposit £10,000 into a Cash ISA get £30 Free | 4.34% Easy Cash ISA Boosted Rate | Ends 27 August

Monument Bank is a UK bank authorised by the FCA with a 4.7 Trustpilot score. Deposits are protected up to £120,000 per person.

Monument Bank are offering new customers who either open and deposit £10,000 or more into an Easy Access Cash ISA, or £25,000 or more into any other savings account, a £30 reward. This includes transferring an ISA balance of £10,000 or more from another provider to Monument.

The Easy Access Cash ISA allows transfers in from other providers. I transferred my Moneybox Cash ISA to Monument.

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Steps:

• Click the referral link below and enter your mobile number.
• Download the Monument Bank app.
• Select either the Easy Cash ISA or other savings account.
• Enter the same mobile number as entered in the first step during the registration process.
• Either deposit £10,000 or more into an Easy Access Cash ISA or transfer an ISA from another provider. To do this click on "Easy Access Cash ISA", then "Make your first deposit", finally "Transfer in from an existing cash ISA".
• Alternatively, deposit £25,000 or more into a savings account.
• The £30 reward will be paid into your linked bank account within 3-working days.

Huge thanks to anyone using my link.

#https://join.monument.co/dec1bc1c-24fc-4ae7-a108-69061ce52c45

#Vitality | Health or Life Insurance | £100 Amazon or John Lewis Gift Card

Vitality are offering a £100 Amazon voucher to customers purchasing either a Personal Healthcare plan or any VitalityLife long-term insurance plan, via a referral link, with a minimum £25 monthly premium. To qualify you cannot have held a Vitality plan in the last 12-months.

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Vitality is not cheap and you shouldn't enter this expecting to make money. That said, Vitality does offer a range of rewards for earning activity points per week. Completing 12,500 steps 5 days per week yields the maximum 40 points which unlocks:

• Weekly free Caffè Nero drink
• Monthly Odeon or Vue cinema ticket, movie rental, or Deliveroo Plus Gold 30 days membership.
• Free AppleWatch. This is reliant on you continuing to exercise and hit the required activity points.
• Vitality Amex Credit Card offering £100 reward for spending £2,000 within first 3-months, plus up to 2% Cashback.
• Up to 25% Waitrose cashback. This is on selected Waitrose Good Health products and includes Waitrose fruit, vegetables, milk, bread, and meat.
• Discounted Nuffield Health, Puregym, and Virgin Active gym memberships.

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Steps:

• Please DM me for a referral link. Vitality can be funny about links being shared publicly.
• Click on the referral link to register for the £100 voucher.
• Vitality will email you. Click on the link in the email and get a quote for an eligible plan.
• Purchase a plan and receive a Vitality membership number.
• Enter their Vitality membership number via the email link provided, within 60 days of the plan start date.

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To qualify:

• The plan must be active at least 90 days after entering your membership number.
• Premiums must be up-to-date.

Please shop around to ensure that you're getting the best deal.

#Please DM me (here) for a link!

WorldFirst | Existing Customers £100 for £2,000 Spend | Possibly Account Specific

Received via email ...

You've got a World Account - but your World Card isn't working for you yet. Right now is the best time to change that.

For a limited time, spend £2,000 on your World Card and get £100 cashback. That's 5% back on everyday business spend — Google Ads, AI and platform subscriptions, web hosting, supplier payments. Plus, all World Card spend earns up to 1.2% ongoing cashback on top.

How to get started:

1. If you haven't already, activate your World Card in your World Account portal
2. Add funds to your account
3. Start using the card — hit £2,000 during the promotion period → £100 back

Key details:

• Promotion runs until 20 September 2026
• The £100 is credited the month after you complete the spend
• You'll still earn your normal up to 1.2% cashback - the £100 is extra.

#Chip | £50 Bonus for New Customers | Deposit £1,000 and Hold for 90 Days | Smart Cash ISA 4.41% or 3.51% Instant Access | Ends 18 August

Chip is a UK-based savings and investment app operated by Chip Financial Ltd, and authorised by the FCA. While Chip itself is not a bank, funds held in its savings accounts are deposited with ClearBank, a UK-authorised bank, ensuring that eligible deposits are protected by the Financial Services Compensation Scheme (FSCS).

Chip are offering new customers registering via a referral link a £50 bonus for opening an eligible Chip account, depositing £1,000 or more, and retaining the balance for 90 consecutive days. Eligible products include the Prize Savings Account, Smart Cash ISA, Easy Access, Chip Instant Access, or Cash ISA. The £1,000 can be split across multiple savings and/or investment accounts. You must also open a Chip Instant Access or Prize Savings account to receive the referral reward.

Product	Interest Rate
Easy Access	3.81%
Instant Access	3.51%
Smart Cash ISA	4.41%
Prize Savings Account	0%

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Steps:

To avail yourself of the offer please DM me (here) for a unique referral link.

• Click the referral link, enter your email address, and download the Chip app (you must download the app within 30 days of entering your email).
• Using the app create a new account using the same email address as initially entered.
• Chip will apply your referral code for you at this stage.
• Deposit at least £1,000 into your account(s) (this can be split across multiple Chip savings and/or investment accounts) and maintain that balance at least 90 consecutive days.
• Open a Chip Instant Access or Prize Savings account to receive the referral reward.
• The £50 will be applied the day after the 90 day holding period ends.

Alternatively …

• Download the Chip app from your App Store and create a new account.
• Enter the referral code and then follow the same steps as detailed above.

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#Please DM me for a link

#Shopmium | Cashback on Groceries | £1 Welcome Bonus

Shopmium is a groceries cashback app that offers money off or free items at various supermarkets. I have been using this for several years and accumulated £733 in free or discounted food.

New customers who join via a referral link can claim a £1 welcome bonus.

Combine with other groceries savings:

• GreenJinn (here). Non-referral link. This offers free and discounted groceries with offers changing weekly.
• CheckoutSmart (here). Non-referral link. Offers free and discounted food in exchange for writing a short review about the product purchases on the app. pps for double cashback sometimes!
• Pay for your shopping using specialist cashback credit cards or discounted vouchers from EverUp, Jam Doughnut, TopGiftCards etc.

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Steps:

• Download the app: https://www.shopmium.com/uk/referral/KHHGGFEW)
• Register and enter the referral code: KHHGGFEW
• Make your first cashback request. Remember to (take) the receipt and retain the packaging to claim the cashback!
• Submit a photo of the receipt using the app. Click the “redeem” button then “add a proof of purchase”. You will be prompted to either upload a photo from your camera library or take a photo using the app. Next scan the barcode for all items purchased.
• Cashback can be withdrawn via PayPal or bank transfer. You must accumulate at least £10 cashback before you can withdraw.

Huge thanks to anyone using my code 👊

#Click here

#KHHGGFEW

#TopCashBack | £10 Signup Bonus | Plus £30 Refer a Friend Bonus | Ends 14 August

The £10 bonus to the person referred and £30 (Plus Members or £25 for Classic Members) to the person who referred you will be awarded once you reach the £10 payable cashback threshold.

Some of the stand out deals are highlighted in the table below:

Offer	Cashback
Shepherds Friendly	Up to £400
J.P. Morgan	£75
Scottish Friendly	Up to £500
First Direct	£20
Plum App	£15

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Steps:

• Click on a referral link (here)
• Register an account.
• Maximise your spend by utilising TopCashBack to save thousands of pounds.
• The bonus will become payable when you earn £10 payable cashback.
• Refer friends and family to benefit from the referral bonus.

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Note:

• TopCashBack offer either a free “Classic” account and a Plus account, which costs £5 a year (paid through cashback earnings). I subscribe to the Plus option, which offers higher refer a friend rates and up to a 25% payout bonus if cashing out to gift cards.
• Some merchants are excluded from the referral threshold. Check the terms and conditions (here).

Huge thanks to anyone using my link 👊

#Click here to register