u/Firetree12345

Im not good with online forums and social media in general so bear with me, this may be a tad all over the place. I’m 20 years old, and currently working a retail job (full time) I make slightly more than min wage (14.50) I have $500 of CC debt and I have 0 dollars in my checking and savings, and I live paycheck to paycheck. I’ve had a rough few months with some personal stuff and I’ve been living paycheck to paycheck. I’m God awful at saving money and I just can’t seem to live within my means, cause I just love to buy stuff. I’m completely aware that it’s an impulse thing and that I’m really irresponsible with finances for my age and I’ve been trying to get better. Do I look for a better job? What’s the best way to budget?? I don’t have a housing payment cause I live at home, I have all the resources I possibly need. I feel ashamed of my current situation because I know my parents raised me to be better than this and I just don’t seem to care enough to get a grip and start building for my future. I want to be better and I hate living paycheck to paycheck and not be able to do the things I want because I blow all my money on food and random crap I never use. I also used to blow all money on weed when I was 16-19 so I don’t have jack squat from that either. I hate feeling pathetic and lost and I also hate living paycheck to paycheck. How do I set my self up for better. How can I be a better man.

reddit.com
u/Firetree12345 — 23 days ago