u/Fit_Aioli_7238

I invest around 42k a month in mutual funds. The following is the distribution:

1. parag parig flexicap - 9k

2. quant esg integration strategy - 8.5k

3. icici prudential value - 7.5k

4. hdfc nifty midcap 150 - 4k (+ 17.5k stp)

5. canara robeco small cap - 7k

6. sbi contra fund - 6k

All are direct growth.

My doubts/ questions are as follows:

1. I do not see much value going forward with parag parikh, is it now just a cushioned (cash/ debt holdings) large cap with

a bit of us stocks sprinkled. If you do not agree, why? if you do agree, then what are you thinking to do? what about half

in ppfas as it is and half in nifty next 50 index?

2. what is your opinion on sbi contra and icici value? both are consistently not doing that well.

3. What do you think would be the best for allocation? nifty 50 + nifty next 50 + midcap 150 + smallcap? if yes, how much.

Disclaimers:

1. I have started my mf investment journey back in 2021. Allocations were small, stepped up gradually.

2. I invest in gold and govt small saving schemes.

3. no direct stock in portfolio.

* risk appetite - moderate

* investment goal - retirement

* investment horizon - 7-10 years

* app i use - groww

* why these funds - some are fomo and some are research based.

I invest around 42k a month in mutual funds. The following is the distribution:

1. parag parig flexicap - 9k

2. quant esg integration strategy - 8.5k

3. icici prudential value - 7.5k

4. hdfc nifty midcap 150 - 4k (+ 17.5k stp)

5. canara robeco small cap - 7k

6. sbi contra fund - 6k

All are direct growth.

My doubts/ questions are as follows:

1. I do not see much value going forward with parag parikh, is it now just a cushioned (cash/ debt holdings) large cap with

a bit of us stocks sprinkled. If you do not agree, why? if you do agree, then what are you thinking to do? what about half

in ppfas as it is and half in nifty next 50 index?

2. what is your opinion on sbi contra and icici value? both are consistently not doing that well.

3. What do you think would be the best for allocation? nifty 50 + nifty next 50 + midcap 150 + smallcap? if yes, how much.

Disclaimers:

1. I have started my mf investment journey back in 2021. Allocations were small, stepped up gradually.

2. I invest in gold and govt small saving schemes.

3. no direct stock in portfolio.

* risk appetite - moderate

* investment goal - retirement

* investment horizon - 7-10 years

* app i use - groww

* why these funds - some are fomo and some are research based.

I invest around 42k a month in mutual funds. The following is the distribution:

1. parag parig flexicap - 9k

2. quant esg integration strategy - 8.5k

3. icici prudential value - 7.5k

4. hdfc nifty midcap 150 - 4k (+ 17.5k stp)

5. canara robeco small cap - 7k

6. sbi contra fund - 6k

All are direct growth.

My doubts/ questions are as follows:

1. I do not see much value going forward with parag parikh, is it now just a cushioned (cash/ debt holdings) large cap with

a bit of us stocks sprinkled. If you do not agree, why? if you do agree, then what are you thinking to do? what about half

in ppfas as it is and half in nifty next 50 index?

2. what is your opinion on sbi contra and icici value? both are not doing that well.

3. What do you think would be the best for allocation? nifty 50 + nifty next 50 + midcap 150 + smallcap? if yes, how much.

Disclaimers:

1. I have started my investment journey back in 2021. Allocations were small, stepped up gradually.

2. Mf is not my only investment, i invest religiously in gold and small saving schemes too.

3. no direct stock in portfolio.