Situation:

Completed bcom from tier 3 clg with not so impressive marks.

After bcom from 2.5 yrs preparing for inter but uk procrastination and all , to kuch bhi clear nhi kra.

Now my mom wants me to get a job, my cousin yesterday told me to do a mba , itna lamba gap acha nhi lgega resume m .

Personally idk shit , I had high dreams, but now I'm 22 with nothing.

Options - acca, cma, ca .

I think I might have to do full time job now but then how will I prepare for sept attempt both group ca inter. Yes I wanna prepare for both groups.

( ACCA, CMA WITH full time JOB......but are they worth it ........also can I prepare it without proper Coaching like with self study most of the subject as IF I choose to pursue it with job ,I like to fund it myself)

Also no need to tell me I'm loser, ik that , I just wanna advice how to build my life from now on , what to do ....... First time in my life I don't know what to do .

I did innumerous mistakes n took things for granted but Im truly ashamed n really want to change thing n achive my dreams, but idk how!!

I lacked discipline n I took everything for granted , thinking I will do it later, when days became month n month became year idk . Now when I sit for study all I can think of wasted time n potential n how I'm too late n too old now . so this feeling........I don't feel like doing anything anymore qki esa lgta h ki I ruined everything, I wasted my prime years ........ I never thought I would become such an embarrassment. I'm 22 , I could have been CA BY NOW if only I was serious , n could have done so much but all I did was procrastination. My mom also gets embarrassed by me whenever someone ask her what her daughter is doing, or whether she cleared any CA attempt. That's also the reason I'm thinking of joining a Job now , n I will study alongside it . If only I could go back to the past n chng everything.......

Hi, I’m 22 I started CA Foundation right after 12th, alongside my BCom from a tier-3 college. Since most of my CA preparation was online, I struggled to stay consistent and ended up wasting almost 2 years.

I continued my BCom during this time, but my CA progress was very poor. After realizing this, I took a break and later decided to restart seriously.

After completing my BCom, I enrolled again for CA Inter, determined to work hard this time. Initially, things were going well, especially when I was attending offline coaching classes regularly.

However, once I stopped going to classes (mainly due to distance and lack of transport), I quickly fell back into procrastination. I ended up ruining that attempt, skipped the next one, and then failed again.

Now I have another attempt in May, but my situation is worse than ever—I haven’t studied even a single chapter.

What makes it harder is that I used to be a good student. Over the past 1.5–2 years, I completely wasted my potential and all the opportunities. My BCom friends have already started working (some in companies like TCS), and even my cousins are already settled in their careers, which makes me feel like I completely fucked up and fall behind.

I have never done any job or internship and don’t have any real skills. I’m now thinking of learning skills like Excel, Power BI, and maybe SQL from YouTube, but I have no clear direction or plan.

Right now, I feel stuck with nothing but regret and confusion.

At this point, I’m considering starting a job and preparing for the September attempt alongside it, since I’ve already invested so much time and money into CA. I feel like I should at least give it one serious attempt.

At the same time, I’m not sure if this is the right decision or if I’m just delaying reality again. A part of me still thinks that if I somehow clear Inter, I could continue and maybe even become a CA eventually—but I don’t know how realistic that is anymore.

Is this the right approach?

I don't know what to do , I'm completely lost and have no faith in myself anymore.

Hi, I’m 22F.

I started CA Foundation right after 12th, alongside my BCom from a tier-3 college. Since most of my CA preparation was online, I struggled to stay consistent and ended up wasting almost 2 years.

I continued my BCom during this time, but my CA progress was very poor. After realizing this, I took a break and later decided to restart seriously.

After completing my BCom, I enrolled again for CA Inter, determined to work hard this time. Initially, things were going well, especially when I was attending offline coaching classes regularly.

However, once I stopped going to classes (mainly due to distance and lack of transport), I quickly fell back into procrastination. I ended up ruining that attempt, skipped the next one, and then failed again.

Now I have another attempt in May, but my situation is worse than ever—I haven’t studied even a single chapter.

What makes it harder is that I used to be a good student. Over the past 1.5–2 years, I completely wasted my potential and all the opportunities. My BCom friends have already started working (some in companies like TCS), and even my cousins are already settled in their careers, which makes me feel like I completely fucked up and fall behind.

I have never done any job or internship and don’t have any real skills. I’m now thinking of learning skills like Excel, Power BI, and maybe SQL from YouTube, but I have no clear direction or plan.

Right now, I feel stuck with nothing but regret and confusion.

At this point, I’m considering starting a job and preparing for the September attempt alongside it, since I’ve already invested so much time and money into CA. I feel like I should at least give it one serious attempt.

At the same time, I’m not sure if this is the right decision or if I’m just delaying reality again. A part of me still thinks that if I somehow clear Inter, I could continue and maybe even become a CA eventually—but I don’t know how realistic that is anymore.

Is this the right approach?

I don't know what to do , I'm completely lost and have no faith in myself anymore.