u/FlimsyPark5257

Need help regarding choosing SPUS vs non shariah compliant ETF

Hello
As a Muslim in Canada aged 32 years, I have been thinking about starting to invest regularly in ETFs. I have been debating about choosing SPUS etf with MER of 0.5% vs non shariah compliant ETF like VEQT which has 0.17% MER. Can someone please explain if it’s possible to just purify certain percentage of VEQT dividends annually so over for example next 30 years i can grow wealth with relatively lower MER Etfs? I have been stuck in deciding this for very long time and just want overall guidance from you all so i can make informed decision without sacrificing my judgement day. Please help me!!!

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u/FlimsyPark5257 — 5 days ago

Joined the Samsung 990F club

Hey fellows,
I just received my Best Buy Geek Squad Open Box Samsung Q990F today. Its practically brand new looking. I had 930F before and sadly will be returning that now as I just got it on April 28th, 2026.
Played around with the channel levels and it does sound more powerful but since my ears have already listened to 930F i cant tell how much of a difference it is 😅. Bass feels better and punchy on 990f comparatively. Price difference was around $300 but i feel i future proofed myself too.
What do you guys think? How are you guys liking your 990F.

u/FlimsyPark5257 — 16 days ago

Hi.

I bought Samsung Q930F today. I found a very good deal on new purchase in Canada. I tried to find open box 990f but Best Buy messed up my order and gave me 900f instead. The sound is amazing, i turned on Spacefit Sound Pro and used Standard mode and watched bunch of scenes of Thor Ragnarok in dolby atmos dts x. The sound is really awesome. Tweaked some channel settings, i ll keep playing around with them.

If anyone here is using 930f and have any tips and settings you are using for best audio experience please share 🙏 also how have you been liking this model?

u/FlimsyPark5257 — 24 days ago