Salam
I transferred my employer based HSA from equity to Fidelity which gives me options to invesnt in many things including Amagx/ amanx/ spus/ halal etc
I have spus/ spwo in my brokerage acount, amana growth inst in 401-k
What should I invest in HSA ? I am not paying it for bills with goal of reimbursing it later IA
Jazakallah
Salam everyone,
Over the past months, I’ve been working on a small app called Tilawa. I originally built it for myself because I struggled to stay consistent with reading and memorizing the Qur’an.
Most apps felt either too overwhelming or not really focused on building a daily habit.
So I tried to keep this one simple and calm: – a clean reading mode – a step-by-step Hifz mode (Ayah by Ayah) – audio with repetition – basic progress tracking
It’s still early and I’m actively improving it, especially the learning flow and recitation support.
The Play Store listing is still being updated to English, but the app itself is already usable.
If anyone would like to try it and share honest feedback, I’d really appreciate it. Even small feedback, especially what feels confusing, helps a lot.
Play Store: https://play.google.com/store/apps/details?id=com.stegreif.tilawa
Jazakum Allahu khairan
Hello
As a Muslim in Canada aged 32 years, I have been thinking about starting to invest regularly in ETFs. I have been debating about choosing SPUS etf with MER of 0.5% vs non shariah compliant ETF like VEQT which has 0.17% MER. Can someone please explain if it’s possible to just purify certain percentage of VEQT dividends annually so over for example next 30 years i can grow wealth with relatively lower MER Etfs? I have been stuck in deciding this for very long time and just want overall guidance from you all so i can make informed decision without sacrificing my judgement day. Please help me!!!
Salam, I’m a 20M in the UK so I don’t have access to SPUS.
What would you say the best alternative is for long term?
Salam brothers & sisters. I am still unemployed but I still see posts here from time to time, and to be honest with you, I have no idea what you guys are talking about most of the time. Do you recommend a course that starts with the basics and builds up from there?
Jazzakum Allah khayran!
Other assets include a paid off home.. $420k conservatively. $150k is in a 401k. The rest is all liquid blue chip and mostly semiconductors. I would say unrealized gains aren’t super high. Probably 25% is unrealized gains. The rest is money I earned.
My secret strategy: buy high, then either sell low or just keep watching the price to go up again😎
I started investing at the beginning of this year. The biggest mistake I made was buying silver through the iShares Silver Trust (SLV) when the price was high. When it dropped, I didn’t sell and I still hold it. The loss is about $350 USD
plus I didn't know its not halal so I'm just waiting for the price to go up again and just get my money back
The second company is Agnico Eagle Mines (AEM), and the loss there, as shown in the picture, is about $500 CAD.
My problem is that I find it difficult to identify halal companies and the right timing to buy. The main reason for these losses was bad timing when I bought. I didn’t realize it at the time. What helped me recover a bit was buying oil stocks, which recovered about half of the loss.
How can I improve this? And is this a mistake that everyone makes, or is it just a lack of knowledge on my part? I was following the news closely, but market prices move before the news comes out, so the decisions I make end up being wrong.
Iwas thinking to buy CSU /SNDK/WDC/MUA/ AVGO/ADBE but need your advice should i do it or wait for
Kevin warsh Bec maybe something crazy gonna happened
I run a quantitative strategy on Shariah-compliant US stocks — basically screening for the ones with the strongest upward trend each month. Here's what the model picked:
AMD — Advanced Micro Devices SNDK — SanDisk STX — Seagate Technology ON — ON Semiconductor MU — Micron Technology
Full semiconductor sweep this month. The model doesn't care about sector balance — it just follows where the strongest momentum is. Right now that's chips and storage.
If nothing looks strong enough in a given month, the strategy goes to cash instead of forcing bad picks. That's the part I like most about it honestly.
Anyone else holding any of these?
Assalamualaikum,
Just wanted to share what a UK investment profile can look like for someone who started their journey in January 2026.
There was a massive pull back earlier this year so I took advantage of the ‘sale’ and drip fed every week or so.
Happy to answer any questions if anyone has any.
Have been wanting to badly invest in Memory and semi conductors after doing my own research. I was about to put some in DRAM then saw it isn't sharia compliant and not halal. Are there any alternatives? Hesitant to go for MU or Sandisk since they are already high and Samsung and other companies are really not viable in TFSA through IBKR and other exchange platforms.
Any suggestions?
Assalamu alaikum Warahmatullahi wabarakatuhu,How is Tata Ethical Fund Shariah compliant if it holds companies like TCS, Infosys, etc., which are not halal?
Any examples of a Shariah-Compliant 3-fund portfolio that follows the bogleheads philosophy? What are your asset allocations?
This consists of: US/Domestic Total Market Index Fund, International Stock "Total Market" Index fund, and a bond "Total Market" Index Fund.
For reference, the equivalent Vanguard funds are:
Salam everyone,
Every time I want to invest in Halal Stock market I find it hard. Eventhough, there is Halal stocks like HLAL, SPUS, and Wahed, etc BUT the majority of stocks are not halal. So i decided to do something about it.
I've been working on this for a few months and wanted to share both the data and a free tool I built.
# The setup
I applied AAOIFI Shariah Standard No. 21 — the global benchmark — to every stock in the S&P 500 + TSX 60. The screen:
Same rules used by HLAL, SPUS, and Wahed.
# Results
Out of 560 names:
- 297 passed (53%)
- 130 failed on sector
- 133 failed on financial ratios
The Halal universe is bigger than most of us realize.
**Examples:**
- ✅ HALAL: NVDA, AAPL, MSFT, GOOG, META, TSLA, AMD, AVGO, CRM, COST
- ❌ NOT HALAL: JPM, BAC, GS (banks), AIG, MET (insurance)
- ⚠️ DOUBTFUL: V, MA (payment networks; AAOIFI is silent, scholars differ)
# Performance test
I then backtested a simple momentum strategy on the 297-name Halal universe:
- Top 15 by 12-month momentum
- Rebalance every 3 months
- 0.5% trailing stop loss
- HRP weighting (López de Prado 2016)
**6-year results (Apr 2020 – May 2026):**
- CAGR: +88%/yr
- Sharpe: 3.07 (real life would be about half 1.5)
- Max DD: 4.6% (real life could be ~5%)
**Honest caveats:**
- Backtest assumes perfect execution. Live returns will be 30-50% lower realistically.
- Past performance ≠ future results.
- Always verify each pick yourself — screen quarterly because financials change.
# The tool
I'm putting this into a free web tool: **mudaaf.com** (مضاعف means "multiplied") ──
What it'll do:
- Free AAOIFI screening for any ticker — paste, get verdict + ratios + reasoning
- Portfolio compliance check (upload your brokerage CSV)
- Halal momentum signals (Pro tier, beta)
Beta launching soon. Sign up at mudaaf.com.
# Ask me anything
Happy to:
- Screen any ticker you're curious about
- Explain the methodology in more depth
- Discuss edge cases (V/MA, BRK.B, etc.)
- Share more of the backtest data
Wa Allahu A'lam.
Thanks,
Mohamed
Salaam, I’m from 🇬🇧, I need recommendations top 5 halal stocks to invest in via trading212 please!
جزاك الله خيرا
السلام عليكم ورحمة الله وبركاته
I have saved up £20,000 at the age of 21 with Allah’s help and mercy however I don’t know what to do with it. Its currently just sitting in a mainstream bank (HSBC).
I was thinking to put it into a halal savings account but I don’t know what is good or what is actually legit i saw wahed they introduced their halal savings account but im unsure of it, and i don’t know what to invest in. Personally i dont want to risk it into a place where i would lose money.
Inshallah if any experienced brothers could give me advice ive been reading a lot on this reddit.
Jazakhallah
I have uninvested 10k USD sitting in my TFSA (in addition to some stocks and a few ETFs (SPUS & HLAL).
My question: is it smart to invest in halal ETFs all at once or gradually over time?
On a side note, what are some really good halal ETFs? Or some halal stocks to enter at this point?
***I can afford to add in 200-300 CAD to my TFSA each month.***
