Anyone keep a generous allocation (10% or more)of their portfolio in bonds? If so, what percentage of your portfolio is SPSK and why?
Also at what point do you feel the cost of missing out on capital stock gains outweighs the stability of bonds?
Based PURELY on fundamentals. So no high P/E ratios.
Would IBKR be the best? I would only add to it once a year from RRSP contribution. And am by no means an active trader, just simply buying and holding is my type.
But I’ve been told IBKR is more so for daytraders?
I’m curious because I’m about to graduate and need to choose to either pay the entire loan, or invest the majority and pay the monthly payments.
Most relative I talk to when asked about their investments casually say popular funds and some have small allocations in bonds.
By all means their portfolio has generated gains but they’re not halal, and they don’t seem to be interested in even learning about it. I’m sure they wouldn’t like to have to donate all their unhalal gains but it’s surprising how little they know or how quickly they join their company’s matched contribution RRSP plan without even checking to see how the fund has a strong allocation in bond fixed income.
Like bonds?
Do they immediately sell if stocks by checking if they’re halal or not on a daily basis?
Or do they just do it once a year when rebalancing?
Except for wshr , that has a lot of stocks.