Looking to get two cards - US Bank and B&H Payboo Card - How long to wait between each application?
- FICO: >790
- Oldest Age: 4 years
- Income >70k
I'm looking to make a few large purchases and I'm trying to maximize my returns for them. I'm looking to get a US Bank card for the SUB, and the B&H Payboo card for the tax% back. These seem to offer me the best SUB and long-term benefits out of anything I don't already have.
I'm ready to spend the money today, but I sort of want to have both cards before making the purchases to maximize the rewards. The US Bank card gives me $250 back on $1000 spent, but I'm spending a fair bit more than just $1k.
Would I have a chance of applying for both cards and getting them both in the same day or week? The US Bank card is almost certainly the harder of the two to get, but the Payboo card is more useful if I could only get one now. So by that reasoning, I'd want to get the Payboo card if I could only get one card.
However, the Payboo card is likely a pretty easy to get card, so I was wondering if I'd have decent odds at applying for it very shortly after picking up the US Bank card.
Was wondering what thoughts people had on this. I'm leaning toward just saving the US Bank SUB for the future and getting the Payboo now to be safe (so I can go ahead and get things on order) but I was curious if someone knew something I didn't. Thanks!