u/Former_Importance551

Please evaluate my choices for ETFs

SC0J: Invesco MSCI World UCITS ETF Acc, TER 0.05%
EMSM: Invesco MSCI Emerging Markets UCITS ETF Acc, TER 0.09%

Why have I chosen these?

• Cheapest possible exposure to all world
• I control the weighting between developed and emerging. Since I have lot's of other developed stocks I intend to overweight emerging.
• Swap based structure allow the funds to avoid most withholding tax: 1.7% yearly dividends * 15% withholding tax * 80% of world equity where this tax-benefit applies = 0.2% over-performance per year compared to physical replication
• Yes, there is counter-party risk to swaps but this risk is limited to no more than 10% and very unlikely under the UCITS framework

I intend to buy and hold these funds for 40 years. Are these great choices or should I rethink?

I want to buy and hold a global ETF for many many years for tax purposes.

What is the best fund to hold? Is there any better than WEBN - Amundi Prime All Country World UCITS ETF Acc?

It has the following drags I know of
- 0.07% management fees
- 0.05% estimated internal transaction costs
- 0.45% in internal tax drag estimated by me: 3% yearly dividends * 15% tax

I’ve heard Amundi is not to be trusted, but I don’t know what that means.

Jag är en man 40 år som vill utöva yoga dagtid, men jag vill helst inte vara ensam kille, eller ensam icke-pensionär, eller ensam icke-student. Finns det något passade ställe i Lund eller omnejd?