u/Fortnite-player12345

My whole life my dad always watched first 48, South Park sometimes. I didn’t mind the stuff when I was younger but now it’s just so creepy to me. I absolutely hate the shit. Like why does anyone like murder shows that talk about murder and rape in that creepy dialogue behind the elevator music. He’s an old man now and I’m 26. I have my own house and he comes over, I go to sleep he’s watching first 48, I wake up and it’s first 48. Now it’s late at night and I told him like man if you’re in my house you’re going to have to turn that shit off like seriously. I’m tired of hearing about girls getting raped, people getting buried, people getting beat to death. Like who wants to hear that shit? Does anybody blaming me? And he gets all mad at me like oh I can’t watch what I want, like no dude you can watch WHATEVER you want JUST not THAT SHIT please. Like I even say please. I try to reason with him, I tell him that shit just makes me so uncomfortable. It causes me anxiety. I already feel like people want to kill me. I think it causes anxiety. Like hella fucking anxiety you know? I watch cop videos, They might have some fatalities but it’s mostly like car crashes, crazy boyfriend stuff. But it’s like code blue cam where it’s a body cam. I want to ask myself if my videos are the same as his but because he’s older he was watching the first 48 and obviously not Midwest crime on YouTube, but still. It’s still creepy to me and I think most people would agree.

So somebody opened 2 federal student loans in my name. I seen it on my credit report after my credit dropped over a hundred points in one night. I went to studentaid.gov and sure enough there’s already an account made. I never made an account. I logged in by proving my identity, changed the password and seen these 2 student loans in my name. One is for roughly 1,000$, another is for 400$. I got the lenders information and I called them. I also seen on the report that my address was a address to a city that I never lived in a day in my life, and when you search up the address it pulled up near a major hospital. No apartments or houses around. The address wasn’t even a legit residency address. The email was made up to a hotmail email. Again, I have never had made a hotmail email before in my life. I’m going to take the right steps and eventually apply for identity theft, I already called the lender and then I will make a police report and call the FTC, then I will dispute it with my credit agencies.

My question is, Can I sue the lender for not going through the right procedures to make sure my identity was valid? I had applied for loans at the bank and got denied because my credit isn’t good enough. If the lenders never accepted the address I wouldn’t be having such a hard time financially in life.