Let me know if I’m dumb or not
So was recently looking for a new car because the one I have is starting to go down . I was told that a Kia dealership had a good deal on cars . Said if you bring $500 down with fair to good credit and a stable job you can walk out with a 2026 . I did the application online about three different salesman reach out to me and was like don’t talk to anybody else and I can help you get a car . Long story short the one guy I talk to was like you pre approved and ask what I can do for a down payment. I said $1000 plus trade in . He said that would work . He said they can deliver the car and everything. Well that was last Friday. Didn’t hear back till yesterday. Long story short he said I would need to bring $1700 plus the trade in . Then the monthly payment will be $651 . When we first talk he was like you payment will be form $351-$465. I said I can’t do that he said I got to me quickly or the car would be gone. I ask to downgrade to a lower model that was pre owned and he said no . He was like this a great deal and you be dumb to walk away. I’m 23 and the car was a Kia K4 LXS .