u/Free-Actuator-5238

Is getting a real estate license worth it just for "House Hacking" my own deals?

My brother (24) and I (25) are currently renting a home in Orlando with a few roommates. We both graduated recently; I’ve been working in finance for a year making $70k (plus a valet side hustle twice a week), and my brother just started a healthcare role making $70k.

**The Plan:**
We’ve decided to stay in our current rental for one more year to maximize savings. Our goal is to start house hunting about four months before our lease ends.

**The Strategy:**
We plan to buy a home together, live in it for a year, then buy a second property. At that point, we’ll move into the new one and convert the first into a full-time rental.

**The Hack:**
Our younger cousin and a few friends are finishing their Master’s degrees. Since their portion of our future mortgage would be lower than average Orlando rent, they’re on board to move in with us. This would significantly offset our monthly carry costs.

**Company Perk:** My employer offers a $7k contribution toward a down payment for first-time homebuyers.

**The Question:**
Given that we plan to do this multiple times, does it make sense for me to get my real estate license?
The primary goal would be to act as my own agent to capture the buyer's commission (typically 2.5–3%) and apply it toward closing costs or the down payment to reduce our "out-of-pocket" entry price. However, I’m wary of the startup costs (pre-licensing courses, state exams, MLS fees, and brokerage splits).

For those who have gone this route for personal deals: Was the commission saved worth the administrative headache and recurring fees, or am I better off just finding a solid investor-friendly agent?

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u/Free-Actuator-5238 — 10 days ago