u/Frequent-Virus8858

Hi! I want to apply sana sa credit card since I mostly use online transaction. For years I've been using ggives, gcredit, paylaters in multiple platforms. All are paid on time naman. I want to try credit card for beginner yung walang annual fee if ever and madali lang mag pay. May masa-suggest po ba kayo? I tried to apply na sa UB recently and waiting nlng sa email. Thank you po.