u/Friendly-Guide2709

Has anyone been able to find a company that offers an individual short term disability policy? I’m in a small group of individual practitioners. We share expenses for office space and a small staff and we functions as a whole in many ways but we’re not one that would be able to get a group coverage policy like they offer in bigger employment settings. Do far, Aflac said they don’t offer individual policies. They suggested another company (can’t remember which) but they haven’t gotten back to me. I’d love to hear how other private practitioners handle risks of being unable to work for a period of time. I have health issues that are likely to necessitate surgery.

I’m wondering if anybody can tell me whether the third Morpheus eight session makes a big difference at the end of the 3 session treatment.