Does anyone actually understand how uninsured motorist coverage works in Hawaii?

Had a minor accident recently and i started looking more closely on my auto policy. I realized I honestly don’t understand what happens if the other driver is uninsured or doesn’t have enough coverage for the damage/injuries.

I always assumed their insurance would handle everything if they were at fault, but apparently that isn’t always how it works.

For people who’ve dealt with this in Hawaii, is UM/UIM coverage something you’ve actually needed? Anything you wish you had checked on your policy beforehand?

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u/Friendly-Trouble-146 — 4 days ago

Jiranii

Anyone around KU anataka jirani with benefits?😁

So, I'm planning to relocate around KU and it's environment, someone who could connect me with a vacant room and we can get to know each other a little bit when I move around the area? I'm M26

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u/Friendly-Trouble-146 — 14 days ago