Getting a bank account after past debt
Basically, when I was 17 and first got a job, my dad opened a joint account with me. I didn't get his name off of it when I turned 18 (which in hindsight is stupid but I trusted my dad). He managed to rack up about 800 dollars in a credit advance debt off of the joint debit account before the account closed last fall (I had since opened my own account, which is still open and I am still using it). I only found out after 300 got sent to collections. I paid off the collections and just paid off the remaining 500 last week after calling, being sent in person, calling again, then going in person yet again. The banker told me to call chexsystems to make sure it went through and I did, but the woman didn't speak very good English and I don't think she understood what I was asking. I'm trying to open a Bank of America account (there's none of my current bank where I go to school), but they've denied me twice now. No one is helping me and I'm tired, I'm just trying to open a normal checking + savings account.
Edit to ask: I plan to also open a credit card this summer, as I've wanted to build credit even before all this has happened. Does anyone know any credit cards that are good for first time users/college students but will also accept me given my credit history?