u/Frosty_Composer_4819

First time using Skyro ( Product loan) 🤯

I bought a second hand iPhone 12 worth 20,000 pesos. I only had 7,000 cash so I have to pay it in installment.

The shop I was in only has 2 installment options or whatever ang tawag sa kanila, Skyro and Salmon. I chose Skyro kasi daw mas magando yun kaysa sa Salmon.

After ko mag apply then a approved sabi sakin ng agent ang monthly payment ko raw is 1,767 for 12 months. Hindi ko na na calculate how much that is within 12 months kasi sira phone ko ( kaya nga bibili ako ng phone ehh).

I agreed since kaya ko naman bayaran using my allowance (I’m a college undergrad).

I got the phone and went home, then una kong ginawa is sum up yung 1,767 ko monthly for 12 months and that’s when my jaw dropped to the ground 🤯😱.

1,767 x 12 =21,204
Ang laki ng interest nila like F! So in total I would end up paying 28,204 pesos for a secondhand iphone 12.

Like subrang laki ng interest nila and other fees.
Never again Skyro broke my heart talaga👎.

My fault din ako kasi I was too desperate to have the phone na hindi kona namalayan yung total. Peru grabi naman maka patin ang Skyro nakaka lula 😩.

Do you have the same experience as me ?
Share mo naman sa com sec.

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u/Frosty_Composer_4819 — 12 days ago