I don't claim to be overly knowledgable and I'm learning as I go, so please don't rake me over the coals if I'm making bad choices, but I welcome constructive criticism and advice.
I have been using Schwab now for 2 years. I started with just a Roth (SWTSX & SWISX at 80/20 allocation) and due to the need for an excesses removal I ended up with the mutual funds I had invested in in my brokerage account also. Since they were doing well I decided to just keep investing in the same two.
I had not being putting much in and my balances were not that high, but as they've grown and my investment purchases have become more frequent. I recently decided to try to diversify a little, while also changing my allocation overtime to a 60/40 as I wanted to lean into international more than I was.
I recently added SCHE as my start of diversifying and covering an area I was not yet covering. I went with a 55/35/10 allocation. Though I have been thinking of maybe just making the SCHE 5% as it's more volatile and I think I would feel more comfortable with it there for now.
Curious about the SCHE choice and if there was a better option and also on the allocation choices. Thanks for your time!