Does Schwab show dates of upcoming dividend date? Is there a similar section like Fidelity

https://preview.redd.it/mah8l7xhadkh1.png?width=1016&format=png&auto=webp&s=f5db119df4db480421a06aba9d3386db1fe51e57

I only see this screen in Schwab unless I missed it

https://preview.redd.it/sfzp0zroadkh1.png?width=2508&format=png&auto=webp&s=579435b78908db56a17916aaff521f45c2d7b90a

Looked at Schwab's cancer theme investing tool. What do people think of this strategy? It's up around 40% annually. There's no rebalancing ( I think), no commissions, just the algorithm/AI doing its analysis.

So many standard features are not available. It does not show consolidated positions across various accounts. I only can do this on the website. Also I’d have to go to the site to see performance like YTD. Who uses the website anymore?

Just like the title says, I made a brokerage account. Barely started. And I’m unaware of what to invest in as a beginner. What are some good things to invest in. Something for the long term specifically.

Can’t do any orders on app or website

I'll be away for an extended trip when some checks come in. Family will then be visiting, and could being me those checks. Has anyone ever run into issues depositing via the app while outside of the US?

(I have no reason to expect a problem, but I know banks can get weird across borders...)

Hey guys,

Some background. I’m a 25 year old with 16,500 in my ROTH IRA. I need some advice on what to invest in. Some people say to just invest everything into an S&P 500 fund like SWPPX or VOO. Others do a 60/40 split of a US ETF and International ETF. I also see some others mix in some bonds or dividends.

I know a decent bit about investing but I’m starting to get decision paralysis. Any advice would help!

The current rate of 0.01% is deeply non-competitive compared to robinhood, interactive brokers.

And this is not about moving the money to a money market mutual fund like Sgov.

For people that short-sell, and need to keep the proceeds in cash to avoid being charged margin, this is a true disadvantage versus robinhood or interactive brokers.

Edited for title clarification: The issue described here is specific to my account. I successfully linked IBKR, but after a failed Wise verification, Schwab's external bank linking feature became unusable for me. Customer support couldn't fix it, and I get the same error when trying another account.

I'd like to link an external bank account because otherwise I have to pay $15 for every wire transfer.

But this feature is buggy. Initially, I couldn't link any external bank account at all. It just showed "feature temporarily unavailable." Then I searched social media and found that formatting or abbreviating the address in Schwab might help. And it actually did.

On Friday night, I entered the information for my Wise USD account (Column xxx Bank) and my IBKR account (UMB xxx Bank). Both entered the verification process, so I just had to wait for two deposits and one withdrawal.

On Monday morning, Schwab withdrew $0.33 from my Wise balance, and deposited $0.15 and $0.18 into my IBKR account. The timing and amounts made the transactions look related, but they actually weren't, and I knew that. Schwab then allowed me to enter the amounts to continue the verification.

I made a stupid mistake at that point: I entered the IBKR deposit amounts into the Wise verification. (I don't remember exactly what the error message said.) The pending Wise link then disappeared, so I had to start the process over. Unfortunately, the "feature temporarily unavailable" error came back.

There was one small difference this time. Before I formatted my address, the error appeared immediately after I entered the bank information. This time, I could get to the "Verification notice" page, but the error appeared after I clicked Continue.

I didn't touch the pending IBKR verification. I waited for the withdrawal, entered the correct amount, and IBKR was linked successfully.

So I contacted customer service. They helped "reset" my profile and asked me to clear my browser cache and cookies. The representative even helped me "format my address" (again!) and admitted that this was "one of the causes." But none of that helped.

Even worse, after trying several times, I eventually got:

>"We can't link your account right now. Choose another transfer or payment method."

I also tried another account (another IBKR account, actually), but got the same error. At this point, it looks like I'm simply not allowed to link any external account.

Almost the exact same problem was described years ago in this post.

I contacted the Move Money Team as well, but they could only repeat that "your address is mismatched."

But if the address mismatch is really the reason, then:

• Why did formatting the address make the feature work initially?
• Why did customer service themselves recommend formatting the address?
• And why was I initially able to enter the verification process at all?

It feels like Schwab has never actually fixed the underlying problem with their backend.

I set a limit sell order and it sold at market.

Something is up with the system today.

I’m a U.S. and EU dual citizen living in Germany, and I’ve run into an ETF catch-22.

As an EU retail investor, my Schwab International account will not let me buy many U.S.-domiciled ETFs, including common S&P 500 funds. This appears to result from the EU PRIIPs regulation, which requires investment products offered to retail investors to have a Key Information Document, or KID.

Article 5 of Regulation (EU) No. 1286/2014 states:

>

Article 13 requires the seller or adviser to provide that document before the investor is bound by the transaction. Many U.S. ETFs do not provide an EU-compliant KID, so brokers generally cannot sell them to EU retail clients. [https://eur-lex.europa.eu/eli/reg/2014/1286/oj/eng]

I called the international hotline this morning and asked; they confirmed this.

The obvious alternative is to buy an Irish- or Luxembourg-domiciled UCITS ETF tracking the S&P 500. However, as a U.S. citizen/forever-taxpayer, that can create a different problem. Many non-U.S. funds may be classified as Passive Foreign Investment Companies, or PFICs, under Internal Revenue Code sections 1291–1298.

PFICs can require Form 8621 and may result in complicated taxation. Under section 1291, certain gains and distributions can be treated as “excess distributions,” allocated across the entire holding period and subject to an additional interest charge. Treasury Regulation §1.1298-1 also sets out annual reporting requirements for U.S. persons holding PFICs.

So my situation feels like this: EU rules restrict access to many U.S. ETFs, while U.S. tax rules can make European ETFs highly unattractive or administratively burdensome.

I CAN buy individual U.S. stocks, so I may just to construct my own S&P 500-style portfolio, make my own Mag7 or Mag10 bucket, but that would be less diversified and require more maintenance...

Has anyone who is a U.S. citizen living in the EU found a compliant way to obtain broad S&P 500 exposure without buying a PFIC or violating EU retail-investor rules??

Why does schwab website break every week it seems. there's always something wrong - incorrect pricing, pages not loading, acc values broken. I've been using this platform since 2019. They need better servers; they need better backend engineers.

The only good thing about schwab rn is ToS, and even ToS has problems sometimes as well. I don't know why I haven't moved to IBKR. Etrade got killed earlier this year. Don't get me started on robinhood or webull

Looking for a referral code I can use for the bonuses.. anyone got one available? I'll be transferring in my current brokerage portfolio.

Thanks!

I know you can withdraw cash from pretty much any ATM, but which bank’s ATM do you personally trust the most? Looking for one that’s safe, reliable, and rarely has issues.

I have rounded everything down and taken everyone’s opinions and advice into consideration. I believe this is the best combo for a high growth engine since I’m only 30, then 10-30 years down the road I’ll swap it for SCHD to live off the dividends. Should I stick with this combo or add SCHD into the mix to get a head start? SCHG + SPMO + SCHD? Should my focus be on maximum growth for the next 20 years or should I invest a little into SCHD for the time being? This is also in a taxed account. I’d like to get started next week.

Hello .. is there a way in the website to sell stock based on an amount, and then, Schwab chooses the best stocks to sell across your portfolio ..

Lets say I have a portfolio of 500k between different stocks and ETFs , with each having multiple lots with different dates, and I need to sell 100k .. is there a way to tell Schwab, choose what ever generates the lowest tax bill when selling across my entire account and get me 100K ??

Hi I have been reading to see how I can go about investing wisely with better returns. I started investing late last year. I presently have a Roth contributory Ira from ( first contribution) 7.8k in Schwab so 500, intelligent portfolios 34k( majorly us company with 14% only international stocks, no bond, very aggressive at 97%) individual brokerage 1k. In 3 years I will be 50 years but I believe starting somewhere is better than not starting at all. Needed to go back to school now a doctor. I have a 20.5k non emergency fund I want to invest now. I am a novice but is there any where I can put that will give it a good return. Please be kind in your response. Thanks community.