▲ 14 r/biotech

Do biotech and Pharma companies offers include payouts for any unvested stock options and RSUs from a potential former large pharma company if they want you to work for them- at Director and sr Director levels?

Any concrete examples appreciated

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u/samsam2019 — 12 hours ago

Any promos going on now for transferring funds from another brokerage? I had read 3% somewhere but maybe expired?

How do I get one of these offers? Random or can I call?

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u/samsam2019 — 18 hours ago

[FL] How to insulate your garage ceilings as have 2 bedrooms above? What’s the best option? I believe the heat rises and keeps the rooms above warmer than other areas.

Is there a simple solution and a more costly one?

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u/samsam2019 — 12 days ago

What’s best way to further insulate area above AC blower area. The area feels cool and thinking further insulation will work? Pros/cons ?

  1. Insulation with foil face
  2. Reflective insulation
  3. Others??

Best method to wrap and insulate?

One is in insulated room but that room is very cool when Ac is on.

u/samsam2019 — 3 months ago
▲ 8 r/tampa

Flood insurance -Zone X. Premium from Neptune went up $1900 to $2500. Any good alternatives? What’s an elevation certificate? House is a few years old.

Trying to look for alternatives

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u/samsam2019 — 3 months ago
▲ 10 r/Schwab

SpaceX ipo- how to get this based on it going to retailers such as Schwab per prospectus? Any pros/cons?

u/samsam2019 — 3 months ago

Anybody use Go City Explorer Pass? Pros/Cons? Price seems reasonable. Any activities need to add to list or surprisingly good?

Looks like a good value pass

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u/samsam2019 — 3 months ago
▲ 2 r/StateFarm+1 crossposts

[FL] Umbrella insurance includes 1x car and Home? Trying to figure out if this is good for various amounts listed below? Are there recs for companies that do umbrella only or ones that don’t need you to package everything with them?

$1,000,000 Coverage: $491.87 total annual premium
$2,000,000 Coverage: $850.42 total annual premium
$3,000,000 Coverage: $1,194.83 total annual premium
$4,000,000 Coverage: $1,422.08 total annual premium
$5,000,000 Coverage: $1,588.73 total annual premium

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u/samsam2019 — 3 months ago
▲ 1 r/HOA

[SFH] [FL] if a homeowner makes complaints on neighbors violation, can the Mgmt company dismiss the complaints if breaking the Declarations/ bylaws?

Management says they will look into it but no action 30 days later? Do I just complain again? I provided direct language from the community docs to reference.

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u/samsam2019 — 3 months ago
▲ 2 r/HOA

[SFH] [FL] If the community has specific Declarations / bylaws, can the ARC (Architecture Committee) allow items specifically stated as NOT allowed?

Management companies says ARC can allow item even if stated against the bylaws

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u/samsam2019 — 3 months ago
▲ 0 r/InsuranceClaims+1 crossposts

How do they come up with their number? All they asked for was title, repair bill, and repaired picture. Nothing about comparables, estimated loss, etc? [Florida]

Should I hire one of those DV car appraisal companies?

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u/samsam2019 — 3 months ago
▲ 3 r/HOA

It seems the HOA can send out violations but no fines so people keeping doing it? How to make it enforceable?

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u/samsam2019 — 4 months ago

  1. could it be Assembly With Main Control Board? Any other thoughts? How much will peloton charge to fix- parts and labor? Out of warranty
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u/samsam2019 — 4 months ago