Is this even possible? I have a vacation set and also want to meet end of year goals and want to know if it's even possible to request access to systems while out of country? Anyone ever had this happen??
I currently work for a SF and my bf’s mom is kicking him off her insurance. I told her I ended up getting him a quote that was cheaper than what he is paying her right now. At the time I thought she had the 100/300 limits so I based it off of that but she actually had them higher at 300/500.
She then sent me a google link which the question “is state farm cheaper than usaa?” and said she spoke with her friend a sf agent who said that SF is not cheaper. So I sent her the quote I did to compare. She sent me back what he has and it was higher limits so I ended up doing a quote for him online with USAA to compare to the SF quote because she has a home and multiple cars on her policy so I knew it wouldn’t be that cheap for him.
For reference he’s currently paying 167 under her plan. When I did it for just him and this is including a renters insurance discount, I included every coverage she had on his policy and it was 260 so I sent her the screenshot of the quote I did for him with the price and told her that SF with similar coverages is 190 for him vs the 260 that usaa would charge.
My bf makes a joke and says if she wants him to stay with usaa so bad then why is she kicking him off her insurance, which is true but I just want to know if anyone has a better experience with usaa and pricing.
Hey everyone! We had a smoke loss incident in our Chicago condo building that affected our unit, and ServiceMaster came in to clean the space they said they will send bill to Insruance directly. This is our 1st time dealing with Insurance.
Servicemaster never sent us an estimate beforehand, and looking at their invoice now, 10k for wiping down all coded under CONT: (Contents). There is no line items for ceilings, walls , floors and cabinet cleaning, unless they billed seperate for it which I dont know yet! Is this typical practice?.
I feel like cleaning ourselves or some 3rd party or even just replacing would have been cheaper and we should have asked them with estimates before letting them in! Learning from 1st time experience!!
Plus they left half of job undone and we called to call adjustor to call them back in to clean..
Is it routine for a State Farm desk adjuster to shift that structural labor over to Building (Coverage A) so it doesn't eat into our personal peoperty contents limit which is 20k, and how do adjusters usually handle partial ALE food per-diems when you're without a fridge for a few weeks? Thanks!
I was involved in a minor accident on the several days ago. I honestly couldn't afford to have it towed and I didn't realize had roadside assistance coverage that day. The accident occurred in a McDonald's parking lot. So I ended up parking the car there until I could get a new wheel. I finally got a wheel yesterday and while charging it out we discovered that the lower control arm was broke on that wheel. By this time I realized I had roadside assistance coverage. Called them at 9:30 yesterday morning and requested a tow. 35 hours later and I still haven't heard from them. Tried calling State Farm's number for assistance but it's all AI ran and can't get any help.
I'm going through the process of personal property inventory and had submitted a lot of my items already. My max is 20k, and I didn't submit absolutely everything but what I thought might be enough to at least hit 20k.
I noticed on the worksheet list my agent sent back to me a lot of my items had "enter price" and were priced at $0 (even before depreciation.) I checked on my end to see if I just forgot to put a price down but all of my items had the prices and receipts attached...
For example, I listed a canon printer priced around 350$ bought within the last year with the receipt, but they listed it as $0.
I've spoken with my agent to make some fixes for things that were completely mislabeled, for example a lot of electronics are listed as sports items/something totally unrelated, and also fixed a few egregious pricing mistakes (my pc was listed as $800 instead of $2000) Now that its the weekend to look thoroughly, there are just a lot of empty lines with no costs labeled at all. Is this typical of the process and specific items are just not worth anything on an insurance standpoint? Should I go through and highlight what needs fixing?
I am technically over limit, but with depreciation im 5k under limit. I realistically cannot replace everything to gain back that depreciation value so I'm wondering if submitting the rest of my items and highlighting what needs to be fixed would be viable, or if I shouldn't bother.
I know I can call, but I've already spoken with her about it and she addressed some things but not the $0 value items.