u/Future-Ratio3991

Anyone else have a problem with Silk and Ivory not lying smoothly? I’ll have a skein that’s perfect then one that’s stiff.

I have good tension, let my needle unwind every couple stitches, and I go with the “smooth direction” of the thread. I turn the thread after I pass through a hole to try to get rid of lumps or bumps, but it’ll still look wonky sometimes.

Thoughts?

I have GEICO homeowners insurance on my home which I’ve owned for one month. We have some water damage resulting in a need to replace tile around a toilet. I could do the tile myself or find a cheap contractor to do it. My deductible is $1500 and I’m already $2500 in for the drying.

Should I file the claim? Hoping to avoid having my premium jump drastically.