▲ 1 r/Insurance
Last year we had damage from a neighboring unit. Should I file a third party claim? Is it too late?
Our neighbor’s unit damaged ours. They admitted fault and fixed the problem. But it ended up costing us our $1,000 deductible.
When our insurance tried subrogation, they were quick to pull up by-laws forbidding subrogation. There was no apology or offer to pay for damages, and it’s been since October or so. I’m kinda thinking I should’ve filed a third party claim since there’s nothing in the by-laws about that.
Is this possible? Is there a deadline? Is it a good idea?
u/GREGORIOtheLION — 14 days ago