u/Gage-McCauley

27 y/o guy here with about 17k in CC debt that I can’t pay off the minimum payments each month are about $575 per month. I’m looking at sofi loans but the interest rate offered to me is like 25%. I’m seriously considering just taking that loan option just to get out of the CC debt because I’m not making any ground on paying off the actual balance. Any other options I’m unaware of or should be considering? Ik about the 0% transfer balance strategy but I’m not sure that will work for me. Any help would be appreciated.